Comments for Real Estate and Mortgage Institute of Canada Inc. http://remic.ca/Wordpress REMIC is dedicated to helping the mortgage industry increase market share Sun, 16 Jan 2011 03:17:00 -0500 hourly 1 http://wordpress.org/?v=3.1 Comment on We want to hear your stories! by Barrie Real Estate http://remic.ca/Wordpress/2010/12/31/we-want-to-hear-your-stories/#comment-16 Barrie Real Estate Sun, 16 Jan 2011 03:17:00 +0000 http://remic.ca/Wordpress/?p=156#comment-16 Publishing stories in your blog site will make buyers more aware of what is really happening in the real estate business. I've got a lot of stories to tell so you can check out my web page. Publishing stories in your blog site will make buyers more aware of what is really happening in the real estate business. I’ve got a lot of stories to tell so you can check out my web page.

]]> Comment on We want to hear your stories! by Divina Clare http://remic.ca/Wordpress/2010/12/31/we-want-to-hear-your-stories/#comment-12 Divina Clare Thu, 13 Jan 2011 18:17:50 +0000 http://remic.ca/Wordpress/?p=156#comment-12 When i visit a blog, chances are that i get disappointed.On the other hand,I have to say that you have done a good job here. When i visit a blog, chances are that i get disappointed.On the other hand,I have to say that you have done a good job here.

]]> Comment on We want to hear your stories! by seagate http://remic.ca/Wordpress/2010/12/31/we-want-to-hear-your-stories/#comment-11 seagate Wed, 12 Jan 2011 13:15:29 +0000 http://remic.ca/Wordpress/?p=156#comment-11 You basically make seriously articles I'd state. This is actually the first time We frequented your webpage and thus far I?m amazed using the investigation you made to make this post incredible. Great job! You basically make seriously articles I’d state. This is actually the first time We frequented your webpage and thus far I?m amazed using the investigation you made to make this post incredible. Great job!

]]> Comment on We want to hear your stories! by Mrs. Mesquite http://remic.ca/Wordpress/2010/12/31/we-want-to-hear-your-stories/#comment-7 Mrs. Mesquite Fri, 07 Jan 2011 03:01:36 +0000 http://remic.ca/Wordpress/?p=156#comment-7 Great Post keep it coming I just grabbed your feed Great Post keep it coming I just grabbed your feed

]]> Comment on We want to hear your stories! by Michelle Watson http://remic.ca/Wordpress/2010/12/31/we-want-to-hear-your-stories/#comment-6 Michelle Watson Thu, 06 Jan 2011 21:33:26 +0000 http://remic.ca/Wordpress/?p=156#comment-6 Hey Joe, Fantastic idea! Kudos to you and your continued industry support. As one of your former students, I can't thank you enough for helping me gain the knowledge needed to be successful in this industry. That said, I echo Kuljit's comments regarding many stories of client success. Examples: 1. Power of sale success stories after the clients were evicted from their home 2. Helping B/C clients receive low-rate institutional financing vs. private financing 3. Working directly with internal chartered bank staff to rectify mistakes and screw ups that the bank wanted to impose on the client as extra charges 4. Saving a client from losing her $60K deposit to the developer by saving the mortgage deal at the 11th hour. 5. Helping executive clients remove bank imposed credit delinquencies WHILE getting a new mortgage lender to accept the delinquencies on bureau, give an approval based on rates offered to clients with 680+ beacons and fund with CMHC consent 6. Helping BFS clients who could not fully prove their income buy a new home just after the legislative changes in 2010 by combining rarely used mortgage products/programs 7. Working with clients for over a year to buy their first home using government sponsored programs 8. Helping clients turned down by the bank get mortgage financing 9. Helping deals that would have fallen apart on funding due to surprise legal issues (i.e. title/registrations/liens) move forward with creative solutions 10. Helping new immigrants buy their first homes 11. Showing homeowners with excellent credit how to save money on their mortgages and encouraging them to make prepayments Give me a call to further discuss any story of interest 416-938-6847 x211 Thanks for the opportunity to share my success stories! Hey Joe,

Fantastic idea! Kudos to you and your continued industry support. As one of your former students, I can’t thank you enough for helping me gain the knowledge needed to be successful in this industry. That said, I echo Kuljit’s comments regarding many stories of client success.

Examples:
1. Power of sale success stories after the clients were evicted from their home
2. Helping B/C clients receive low-rate institutional financing vs. private financing
3. Working directly with internal chartered bank staff to rectify mistakes and screw ups that the bank wanted to impose on the client as extra charges
4. Saving a client from losing her $60K deposit to the developer by saving the mortgage deal at the 11th hour.
5. Helping executive clients remove bank imposed credit delinquencies WHILE getting a new mortgage lender to accept the delinquencies on bureau, give an approval based on rates offered to clients with 680+ beacons and fund with CMHC consent
6. Helping BFS clients who could not fully prove their income buy a new home just after the legislative changes in 2010 by combining rarely used mortgage products/programs
7. Working with clients for over a year to buy their first home using government sponsored programs
8. Helping clients turned down by the bank get mortgage financing
9. Helping deals that would have fallen apart on funding due to surprise legal issues (i.e. title/registrations/liens) move forward with creative solutions
10. Helping new immigrants buy their first homes
11. Showing homeowners with excellent credit how to save money on their mortgages and encouraging them to make prepayments

Give me a call to further discuss any story of interest 416-938-6847 x211

Thanks for the opportunity to share my success stories!

]]> Comment on We want to hear your stories! by David Cooke, AMP http://remic.ca/Wordpress/2010/12/31/we-want-to-hear-your-stories/#comment-5 David Cooke, AMP Thu, 06 Jan 2011 21:19:45 +0000 http://remic.ca/Wordpress/?p=156#comment-5 I had a client who had divorced a couple of years before I met him. His mortgage term was ending and the bank sent him a notice saying the mortgage term was ending and it offered new rates to renew. He quickly read the letter and understood that the mortgage was paid off. He ignored the letter. His ex-wife always handled money matters. He ignored the next few letters. A couple of months later, the bank was threatening to foreclose. He went to see a mortgage broker and arranged for a second mortgage to pay off the arrears. Being niave he thought this paid out the first mortgage. 3 months later, he now was behind on 2 mortgages with the second mortgage holder paying out the bank and foreclosure procedures moving ahead. I quickly arranged a one year mortgage paying off both mortgages. I was able to help this man keep his home and improve his credit. The following year I found him a mortgage with a regular lender lowering his payments by $200 a month. Every time I saw his friend the realtor, he would say I can perform miracles. It was a great mortgage to do in my first year in the business. I had a client who had divorced a couple of years before I met him. His mortgage term was ending and the bank sent him a notice saying the mortgage term was ending and it offered new rates to renew. He quickly read the letter and understood that the mortgage was paid off. He ignored the letter. His ex-wife always handled money matters. He ignored the next few letters. A couple of months later, the bank was threatening to foreclose. He went to see a mortgage broker and arranged for a second mortgage to pay off the arrears. Being niave he thought this paid out the first mortgage. 3 months later, he now was behind on 2 mortgages with the second mortgage holder paying out the bank and foreclosure procedures moving ahead. I quickly arranged a one year mortgage paying off both mortgages. I was able to help this man keep his home and improve his credit. The following year I found him a mortgage with a regular lender lowering his payments by $200 a month. Every time I saw his friend the realtor, he would say I can perform miracles. It was a great mortgage to do in my first year in the business.

]]> Comment on We want to hear your stories! by Kuljit Singh http://remic.ca/Wordpress/2010/12/31/we-want-to-hear-your-stories/#comment-4 Kuljit Singh Thu, 06 Jan 2011 12:48:24 +0000 http://remic.ca/Wordpress/?p=156#comment-4 Joe, I have many stories where we had helped our clients but the one I would like to share with you, is of a woman who was divorced,living in shelter, had extensive credit problems and didn’t have much savings either. However she was working as a Govt. official making a six figure income/year. She contacted us through our drip mail. We were able to help her out to straighten up her credit and secure 100% financing for her at a decent rate. Joe, for more information you can contact me at my cell 416.473.7283. Regards, Kuljit Singh, AMP Broker – Owner Specializes in Residential & Commercial Mortgages (CAAMP) Mortgage Alliance AKAL Mortgages Brokerage Licence # 10845 Independently Owned & Operated Off: 416.621.1300 x221 | Fax: 416.987.5987 Toll Free: 1.877.366.3487 | Cell: 416.473.7283 120 Traders Blvd East, Unit 202 | Mississauga, Ontario L4Z 2H7 Email: ksingh@akalmortgages.com | Web http://www.akalmortgages.com Joe,

I have many stories where we had helped our clients but the one I would like to share with you, is of a woman who was divorced,living in shelter, had extensive credit problems and didn’t have much savings either. However she was working as a Govt. official making a six figure income/year. She contacted us through our drip mail. We were able to help her out to straighten up her credit and secure 100% financing for her at a decent rate.

Joe, for more information you can contact me at my cell 416.473.7283.

Regards,

Kuljit Singh, AMP
Broker – Owner
Specializes in Residential & Commercial Mortgages (CAAMP)
Mortgage Alliance AKAL Mortgages
Brokerage Licence # 10845
Independently Owned & Operated

Off: 416.621.1300 x221 | Fax: 416.987.5987
Toll Free: 1.877.366.3487 | Cell: 416.473.7283
120 Traders Blvd East, Unit 202 | Mississauga, Ontario L4Z 2H7
Email: ksingh@akalmortgages.com | Web http://www.akalmortgages.com

]]> Comment on We want to hear your stories! by Kuljit Singh http://remic.ca/Wordpress/2010/12/31/we-want-to-hear-your-stories/#comment-3 Kuljit Singh Thu, 06 Jan 2011 12:47:20 +0000 http://remic.ca/Wordpress/?p=156#comment-3 Joe, I have many stories where we had helped our clients but the one I would like to share with you, is of a woman who was divorced,living in shelter, had extensive credit problems and didn't have much savings either. However she was working as a Govt. official making a six figure income/year. She contacted us through our drip mail. We were able to help her out to straighten up her credit and secure 100% financing for her at a decent rate. Joe, for more information you can contact me at my cell 416.473.7283. Regards, Kuljit Singh, AMP Broker - Owner Specializes in Residential & Commercial Mortgages (CAAMP) Mortgage Alliance AKAL Mortgages Brokerage Licence # 10845 Independently Owned & Operated Off: 416.621.1300 x221 | Fax: 416.987.5987 Toll Free: 1.877.366.3487 | Cell: 416.473.7283 120 Traders Blvd East, Unit 202 | Mississauga, Ontario L4Z 2H7 Email: ksingh@akalmortgages.com | Web www.akalmortgages.com Joe,

I have many stories where we had helped our clients but the one I would like to share with you, is of a woman who was divorced,living in shelter, had extensive credit problems and didn’t have much savings either. However she was working as a Govt. official making a six figure income/year. She contacted us through our drip mail. We were able to help her out to straighten up her credit and secure 100% financing for her at a decent rate.

Joe, for more information you can contact me at my cell 416.473.7283.

Regards,

Kuljit Singh, AMP
Broker – Owner
Specializes in Residential & Commercial Mortgages (CAAMP)
Mortgage Alliance AKAL Mortgages
Brokerage Licence # 10845
Independently Owned & Operated

Off: 416.621.1300 x221 | Fax: 416.987.5987
Toll Free: 1.877.366.3487 | Cell: 416.473.7283
120 Traders Blvd East, Unit 202 | Mississauga, Ontario L4Z 2H7
Email: ksingh@akalmortgages.com | Web http://www.akalmortgages.com

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