Mortgage Broker Course

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4.9 Stars on Google
Based on 1,950+ student reviews
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Official Certification
Licensed by the insurance regulator
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93% Pass Rate
93% pass their licensing exams!
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Benefits of a Mortgage Broker License

01
Advertise as a mortgage broker: The most prestigious title in the mortgage brokerage industry – get the recognition you deserve
02
Supervise a team of agents: ONLY a licensed mortgage broker may supervise agents – now you can lead a team and share your expertise!
03
Become a Principal Broker: The Principal Broker is responsible for everything compliance related and is highly regarded. Only a mortgage broker can be a Principal Broker.
What you’ll learnBased on the textbook Mortgage Brokering in Ontario – Agent Edition by REMIC founder Joseph White, this course features 23 chapters covering every critical aspect of the mortgage process.

click here to view the full table of contents.

Course Summary:

  • Course Length: 47 hours (estimated)
  • Course Delivery: In-class, live webcast, online or mixed mode (in-class and online)
  • Final Examination: 3 hours (in-person, when reinstated or online proctored)
  • Enrolment Period: one week up to 1 year
Choose the Course Format That Fits Your Lifestyle

Whether you prefer learning at your own pace, want the energy of a live class, or thrive in a traditional classroom setting, REMIC offers flexible formats to suit your needs:

Online Course

The Online Course is perfect for self-motivated learners who need maximum flexibility. Study when and where it suits you best.

  • Choose between a hard copy or digital PDF textbook
  • Includes instant online access with quizzes, assignments, video tutorials
  • Exam preparation guide and practice exam included
  • Support from a dedicated online instructor
Live Webcast Course

Prefer live instruction without leaving home? The Live Webcast Course brings the classroom to you—interactive and real-time.

  • Classes run from 10 AM – 4 PM, fully online
  • Includes full digital access, Printed textbook +$100
  • Interact with instructors and get immediate answers
  • Access exam prep tools and practice exams online
For Course EnrollmentOpen to everyone. Recommended: high school education or equivalent skills in English/French and math.

For Licensing (FSRAO Requirements)

  • 18+ years of age
  • Resident of Canada
  • Ontario mailing address (no P.O. box)
  • Authorized and working with a single Mortgage Brokerage
  • Meet education requirements
  • Valid email address
  • Complete an approved mortgage agent education program for a Mortgage Agent Level 1 licence
  • Have already been licensed as a mortgage agent level 2 for at least 24 months over the last 36 months
  • Complete an approved education program for a Mortgage Agent Level 2 licence (Private Mortgage Course) within two years before you apply for the mortgage agent level 2 licence
  • Complete the approved mortgage broker education program within three years before you apply for the mortgage broker licence
Course Length: 47 hours (estimated)
📝Final Examination: 3 hours (Online using our Online Proctored Exam partner)
🌍Language: English
💻Course Delivery: Online
📆Enrolment Period: One week up to 6 months

Course content:
Chapter 1: THE REGULATORY ENVIRONMENT Chapter 8: FRAUD DETECTION AND PREVENTION
Chapter 2: RECORDS & REPORTING REQUIREMENTS Chapter 9: CONSUMER PROTECTION: SUITABILITY
Chapter 3: THE HIRING PROCESS: OVERVIEW Chapter 10: CONSUMER PROTECTION: MARKETING
Chapter 4: THE HIRING PROCESS: RECRUITMENT Chapter 11: CONSUMER PROTECTION: DISCLOSURE
Chapter 5: THE HIRING PROCESS: CANDIDATE SELECTION Chapter 12: COMPLIANCE PROGRAM, POLICIES AND PROCEDURES
Chapter 6: COMPLIANCE MANAGEMENT Chapter 13: STARTING A BROKERAGE IN ONTARIO
Chapter 7: ETHICS AND PROFESSIONALISM
The RMAC Final Exam can be completed through our Online Proctoring Service any time before your course expiration date, although we recommend booking the exam at least 7 days before that date. RMAC provides you with all of the material you need to prepare for the exam, including an exam preparation quiz that based on previous exams. Once your exam is completed, the review process takes up to 3 days. If you pass the exam, you’ll then get access to your certificate!

  • Format: Online Proctored or In-Person (Toronto)
  • Length: 3 hours
  • Type: Multiple Choice (case study-based questions included)
  • Attempts: 2 (1st free, 2nd via paid online or free in-person)
  • Passing Grade: 60% (60/100)
  • Certificate: Issued within 3 business days post-exam

2025 Mortgage Broker Course Options

Live Webcast
Choose between a 5 day Mon-Fri class or 5 Tuesdays.
  • Live, scheduled webinar class
  • Live interaction with your instructor
  • Live online exam prep session
  • Printed textbook +$100
  • + All online resources

$448 CAD

Enroll Now
IN-Class Course

Choose any 5 day Mon-Fri class.

  • In-person classes
  • In-person instructor interaction
  • In-person exam prep session
  • Printed textbook ($100 value, pickup in-class)
  • + All online resources

$488 CAD

Why people choose Remic for their career

4.9
Ahmed Zammar
6 days ago
I recently completed my HLLQP course with REMIC, and overall I had a very positive experience.

The course material was well-structured and easy to follow, The content breaks down complex concepts into manageable sections, which made studying much less overwhelming. I especially appreciated how the modules were organized in a way that builds your understanding step by step.

The practice exams and quizzes were extremely helpful in preparing for the certification exams. They gave me a good sense of what to expect and helped reinforce key concepts. I found that consistently doing the practice questions made a big difference in my confidence going into the exams.

Another strong point was the flexibility of the program. Being able to study at my own pace made it easier to stay consistent and balance everything else I had going on.

Overall, I would recommend REMIC’s HLLQP course to anyone looking to get licensed in life insurance. It provides a solid foundation, good exam preparation, and a flexible learning experience that sets you up for success.
Rohan Vassel
1 week ago
I had a great experience with the HLLQP course. The program was well-structured, and the material was clear, practical, and easy to follow. The instructor was knowledgeable which made a big difference in my learning. This course gave me the confidence and understanding I needed to successfully pass my certification exams. I would highly recommend it to anyone looking to start a career in the insurance and financial services industry.
I would recommend this course because the model and template used in the course builds a strong foundation in insurance, for me that was clincher. Though Insurance is a global topic that is directly applicable to real-world situations. The course narrative opened up and enhanced my knowledge about the subject.
And with the aid of the textbook, whether you are just starting out or looking to formalize knowledge you already have, the course strikes the right balance between theory and practical application. This was fully demonstrated by the instructor.
Yong Hong Zhu
2 weeks ago
The REMIC course of Life Insurance is very well designed and helpful for the exams. I liked the quiz of each chapter, the MOOC exams and explanations a lot!
luca tirelli
3 weeks ago
Scott and the team were amazing, extremely patient and led me through my mortgage journey hand in hand as it was my first time going through this process. Thanks Scott
Samuel Aigbe
3 weeks ago
I had a great time learning on Remic platform. It has eased my career transition from internal audit to insurance, as I was able to grasp the concepts and apply them to real-life situations.

Popular FAQs

A mortgage broker is a professional who deals or trades in mortgages for a licensed mortgage brokerage. They may also be responsible for supervising the activities of one or more mortgage agents (levels 1 and 2).

The course is valid for licensing for 3 years from the date of completion.

Any licensee wishing to deal in private lending should take note of the following key dates:
  • Immediately: Registration is now open
  • 1 year: Your registration length – you can finish in as little as a week or take up to 1 year
  • 3 years: How long your certificate of completion is valid

  • Anyone can take this course, but we highly recommend that you are already a licensed mortgage agent level 2
  • To get licensed you must pass this course and be licensed for at least 24 of the past 36 months

You should upgrade your license for several reasons:
  • Title: if you’re not a mortgage broker you have to market yourself as a mortgage agent level 1 or mortgage agent level 2.
  • Knowledge: Knowing the legislation, best practices, and what you can and can’t do will help keep you on the right side of the law. Many contraventions are made due to a lack of understanding or knowledge.
  • Opportunity: As a mortgage broker you can be the Principle Broker of a brokerage, the most important compliance role in a brokerage. You can also start your own brokerage and hire and supervise agents.
  • Respect: Being a mortgage broker comes with the respect of the industry. We know how much goes into being a broker, from experience to knowledge. You deserve the respect!

In short, NO!
Your tuition includes:
  • the course,
  • access for up to one year,
  • unlimited exam prep attempts,
  • 2 examination attempts,
  • Exam review analysis report
  • a pdf manual,
  • support,
  • a live instructor,
  • Message My Teacher in your course,
  • and much more!

Fine print:

  • If you fail your first examination attempt, there is as $25 rewrite fee for your second attempt
  • Free pdf included; Hard textbook is $100
  • Extensions from $50

The exam consists of:
  • 100 multiple choice questions
  • 3 hour time-limit
  • 60% grade required to pass
  • Exams are online, proctored
  • Flexible daliy exam dates and times
  • Free exam analysis report is provided to all students