Welcome to REMIC’s mortgage and life insurance education blog; your source for licensing tips, industry updates, and professional training insights
Who Is Liable When the Guardrails Come Down? A $155,000 FSRA Case With No Fraud in It Our last enforcement piece looked at a case where agents were used to facilitate a mortgage fraud scheme. The lesson there was that dealing outside your brokerage strips away the...
FSRA recently published a Notice of Proposal that belongs on the required reading list for every mortgage agent in Ontario. Not because of the dollar figure, though $740,000 in proposed penalties gets attention. Because of the standard it applies. Two of the three...
Licensed mortgage and insurance professionals convert more clients with niche content than broad appeal. Here’s why specificity outperforms reach.
Canadian mortgage and insurance professionals need to understand fair dealing, not fair use, when sharing music, images, and news clips on social media.
You've heard about "know your client." But do you know your lender? By the end of this post, you will know why FSRA expects Ontario mortgage brokerages to verify a private lender's source of funds, what the law actually requires, and what happens to a deal, and a...
FSRA approval is the minimum requirement for Ontario mortgage agent courses. Learn what else to evaluate before you enrol.
Learn the exact FSRA requirements that separate an Ontario mortgage agent licence from a mortgage broker licence, including experience, education, and scope of practice.
Licensed Canadian mortgage and insurance agents risk their licence by posting product comparisons on social media without required disclosures. Here is how to fix it.
Follower count is a vanity metric. Licensed mortgage and insurance professionals should track referral velocity to measure whether content produces real business.
Learn how Canadian mortgage and insurance professionals build credible personal brands without entertainment tactics, while staying compliant with FSRA and RECA guidelines.
A parcel register tells you the truth about a property. Who owns it. What's registered against it. What chains of charges came and went. Lawyers pull parcel registers at every closing, but the broker who can read one before submitting a file catches problems early and...
Canadian mortgage and insurance professionals can use client case studies legally if they understand PIPEDA consent, proper anonymisation, and regulator rules on outcome claims.