4.9 ★★★★★★★★★★ from students on Google (opens in a new tab)
Mortgage Agent Level 1 Course
Your first step to an Ontario mortgage licence. Finish in as little as one week.
- Approved by FSRAThe Financial Services Regulatory Authority of Ontario (FSRA) licenses mortgage agents. This course meets its education requirement for a Level 1 licence. See FSRA's Level 1 licensing steps ↗ (opens in a new tab)
- 94% pass rateOver the last two years, about 94% of REMIC students passed their final exam.
- Job placement assistanceBrokerages post openings for new agents on the REMIC Job Bank. You can use it free, for life, once you take the course.
From $358 · Online, live webcast or in-class
Choose how you want to take the course.
Every format includes the full course, the digital textbook written by REMIC founder Joe White, Cait your AI tutor and exam prep.
Online
$358
Best for busy schedules
- Start today, up to 6 months to finish
- Message your instructor on weekdays
Live Webcast
$365
Best for live Q&A
- Day, evening or Sunday classes
- Live exam prep session
In-Class
$445
Best for face-to-face
- Five days in North York, face to face
- In-person exam prep session
- Printed textbook included
Register today and get over $315 in free bonusesSee what's included
FinFluence StarterREMIC's personal branding course, with AI content tools and a private community. You are enrolled as soon as you register.$198
Career Launch WorkshopA live 1-hour online workshop with a REMIC instructor on choosing a brokerage and planning your first 90 days.$100
FinFluencer ebook and workbookThe book on building trust and attracting clients as a financial professional, plus the workbook.$19.99
Total value$317.99 Free
How to claim: register for any format and log in. Your bonuses are waiting in your course. No code needed.
Bonuses come with a paid registration. They have no cash value and cannot be exchanged or transferred. If you withdraw, we remove the bonuses we can.
Ontario's mortgage agents learn here.
More than 100,000 students since 2010. Here is what they say.
Meet Cait, your AI tutor
Cait lives inside your course. Stuck at 11 pm? You get an answer right away.
CaitOnlineExample conversation
How to become a mortgage agent
There are four steps to getting licensed, and this course is the first one. Not sure this career fits you? Take the 2-minute quiz
Take the course
1 week to 6 months, online or in class.
Pass the exam
50 questions in 3 hours. You need 60% to pass.
Get hired
Find a brokerage with our free job placement assistance.
Get licensed
Apply to FSRA, then start working with clients.
Life as a mortgage agent
- How are mortgage agents paid? (opens in a new tab)
- Is mortgage agent a good career for you? (opens in a new tab)
- What is your first year as an agent like? (opens in a new tab)
- Can I be a mortgage agent part-time? (opens in a new tab)
- How long does it take to become a mortgage agent? (opens in a new tab)
- Level 1, Level 2 or broker: what is the difference? (opens in a new tab)
FAQ
Read the full program guide (PDF) (opens in a new tab)
Do I need any experience?
No. We recommend a high school education, with English or French and math at that level.
Which format should I choose?
Online if you want to start today and study on your own schedule. Live Webcast if you want a live teacher from home. You also get the same online access as soon as you pay, so you can start right away before your class begins. In-Class if you want a week in our classroom, with the printed textbook included.
Can I take the course while I work full-time?
Yes. Online fits around any job, since you study when you want. Live Webcast has weeknight evening and Sunday classes. In-Class runs Monday to Friday during the day, so you need a full week off.
What does it cost to get licensed, in total?
Plan for about $1,320 to $1,410 to get your licence, plus any fees your brokerage charges. Here is what goes into that:
- This course: $358 online, $365 live webcast, or $445 in class. Your exam is included.
- Criminal record check: $19.15, through FSRA's approved vendor.
- FSRA licence fee: $941 for a new Level 1 licence. FSRA charges less if you apply later in its licensing year, which ends March 31.
Some brokerages pay the licence fee for you. Many also charge fees once you join, like a monthly desk fee or a fee per deal, so ask for the full list before you sign. FSRA fees are as of October 2026.
What happens if I fail the exam?
You can book one rewrite for the next exam date. After the exam, you can see a report of the topics you missed, so you know what to study. If you fail the rewrite too, FSRA requires you to take the course again and pay the full price.
How long do I have to get licensed?
Your course certificate is good for 2 years after you pass. You need to be hired by a brokerage and licensed within that time, or you will have to take the course again.
How do I register and pay?
Choose a format on this page and pay online. You can also register in person at 2175 Sheppard Ave East, Suite 307, North York, Monday to Friday, 9 am to 5 pm. We take Visa, Mastercard, debit, and cash. You get your login right away.
Do I have to renew my licence?
Yes. Your licence runs one year and ends on March 31. Your brokerage renews it for you, and the FSRA renewal fee is $841. Every two years, you also need 15 hours of continuing education: a 5-hour conduct course and 10 hours of professional courses. REMIC offers both.
What if I need more time?
You can extend your course access for $50 for one month, $75 for two months, or $100 for six months. The extension starts from your original end date. Contact support to add one.
Can I get a refund?
If you withdraw before your exam and within 30 days of registering, you get your money back minus a $150 withdrawal fee. After 30 days, or once you start the exam, there is no refund. You can also give your spot to someone else for $100 before you try the exam.
The full rules are in our Student Academic Policy Handbook.
Can I switch to a different class?
Yes. Contact REMIC Support to move to another class date. A transfer fee applies.
Can I get some of my tuition back at tax time?
Yes. We send you a T2202 tax form when you pay more than $100 in eligible tuition in a year. Forms are ready by the end of February.
If you are 26 to 65, the Canada Training Credit may pay back up to half your tuition, depending on the credit you have built up. Your balance is on your CRA notice of assessment. Canada Training Credit details ↗ (opens in a new tab)
Can you run the course at my brokerage?
Yes. We run this course in-house at brokerages that meet our standards. A REMIC instructor teaches it, and the price, content and exam are the same. Contact us to set it up.
Your first step to a mortgage career.
Start online today. Not sure yet? Take the 2-minute quiz to see if the career fits you.
Before you enrol: Program guide (PDF) (opens in a new tab)Student policy handbook (opens in a new tab)Withdrawals and refunds (opens in a new tab)