Mortgage Agent Level 1 Course
Finish in as little as a week. From $358.
The FSRA-approved course. 94% of our students pass. Two out of three licensed mortgage agents in Ontario trained with REMIC.
Tap a format to jump to its details
2026 Mortgage Agent Course Options
Online Course
Work at your own pace and finish fully online with up to 6 months access.
- Self-paced online study
- Cait, your AI tutor, 24/7
- Direct message with instructor
- Online exam prep
- Printed textbook +$70 (Save $30)
- + All online resources
$358 CAD
Live Webcast
Choose between a 5 day Mon-Fri class, 5 Sundays class or 4 weeks of weeknights class.
- Live, scheduled webinar class
- Cait, your AI tutor, 24/7
- Live interaction with your instructor
- Live online exam prep session
- Printed textbook +$70 (Save $30)
- + All online resources
$365 CAD
IN-Class Course
Choose any 5 day Mon-Fri class.
- In-person classes in Toronto
- Cait, your AI tutor, 24/7
- In-person instructor interaction
- In-person exam prep session
- Printed textbook ($100 value, pickup in-class)
- + All online resources
$445 CAD
Passing the exam is step one. Getting hired is step two.
You can't get licensed in Ontario until a brokerage hires you. FSRA requires it, and it stops more people than the exam does.
We surveyed 880 of our graduates. Of those who finished the course and never got licensed, four in ten said they couldn't find a brokerage that would take them on.
What real REMIC graduates are saying
Thousands of ⭐⭐⭐⭐⭐ ratings by real professionals across Canada
Mortgage Agent Career Videos
Claim your 50% tuition rebate! REMIC is certified by the Government of Canada as an approved educational institution, meaning you can claim the new Canada Training Credit (CTC) on your tax return. For full eligibility details, please visit the Government of Canada website
Popular FAQs
T2202A forms are issued to students who have paid $100.00 or more in eligible fees for qualifying courses in a calendar year.
In depth questions regarding the use of the T2202A form in the tax preparation process should be directed to Revenue Canada. Tax guides are available from any Revenue Canada office or a Post Office. Revenue Canada also publishes a booklet called “Students & Income Tax” – Government form P105(E).
Official receipts for income tax purposes covering tuition fees paid for qualifying courses taken during the preceding calendar year are available in late February. In accordance with Revenue Canada regulations, official receipts (T2202A Forms) are only issued for tuition fees totalling $100.00 or more. Materials and administrative fees are not eligible for tax deduction.
You have 3 hours to complete the exam.
The final exam consists of 50 multiple choice questions, many based on case studies that are designed to test your knowledge and understanding of the course material as required by the Financial Services Regulatory Authority of Ontario (FSRA).
Exams can now be completed fully online. If you are doing the course online and within the GTA, REMIC hosts examinations at our head office training facility at Sheppard and Victoria Park. Students can schedule exams through the portal.
If writing in person in the GTA you will have access to your final mark online the same day as you wrote your examination. If writing at a College or University we will typically advise you within 24 hours as we request that the College or University fax your exam to us immediately as well as courier your original exam to us. If writing online your results is typically available within 3 business days.
Once you have been notified that you have passed the course you will be required to log in to the online section of the course and complete our feedback. You will then be able to print your certificate of completion and save it electronically.
You must bring your photo ID (either a driver’s license or valid passport) and one additional piece of valid identification, , a pen or pencil and your calculator. No other aids are allowed during the exam.
REMIC gives you access to an Exam Review Report that details the section and topics from the textbook that you missed. If you fail the exam you may request to review it at a time convenient to both yourself and REMIC (due to current restrictions the exam review is not available at this time). Please refer to our Policies and Procedures Manual for additional information.
If you fail the exam you can arrange a rewrite exam at the next available exam date. If you fail the rewrite you must re-enroll in the course, paying the full tuition. This is a FSRA requirement.
94% of REMIC students pass their final exam. We publish it because we think you should know before you enrol.
The course is valid for 2 years from the time you pass your exam. If you do not obtain a mortgage agent license within this time you must retake the course.
No, however they are designed to help you understand the material and will greatly increase your chances of passing the final exam. While your final grade is based solely on the final exam, it is strongly recommended that you complete all assigned tasks in the course.
Once you have passed the course you must then be hired by a licensed mortgage brokerage that will initiate the licensing process on your behalf. This is a Financial Services Regulatory Authority (FSRA) requirement.
Yes, there is a mandatory course that you will need to take before you are able to renew your license. You can find more info on the CE for mortgage agents and brokers by clicking here.
Yes, the REMIC Mortgage Agent Course (RMAC) is approved by FSRA and meets the educational requirements to obtain a mortgage agent license in Ontario.
A broker and agent both ‘broker’ mortgages, however a broker may also hire agents and be the principal broker of a brokerage (equivalent to the Chief Compliance Officer). A broker does not necessarily earn more on a mortgage transaction than an agent. In addition, a broker must have been a licensed agent, level 2 for at least two years, take and pass the broker course for licensing, and be approved by FSRA to upgrade his or her license from an agent to a broker.
Once you have passed the course you will have the option to create a free account in the REMIC Job Bank. The Job Bank allows you to view job postings from brokerages across Ontario. Like a typical job bank, mortgage brokerages will also have access to your resume and cover letter (should you include them), allowing them to contact you directly and setup an interview. REMIC will provide you information and resources that will assist you in the interview process; understanding the procedures and knowing the right questions are vital when choosing a brokerage to join as a mortgage agent. This is a completely free service for all previous REMIC RMAC students.
Registration is easy. Simply go to remic.ca/mortgage-agent-course and follow the instructions using our secure online payment system. You can also register in person at our head office training facility at 2175 Sheppard Ave East Suite 307 North York, ON, M2J1W8 (Business hours are Mon-Fri, 9AM – 5PM). We accept Visa, Mastercard, debit or cash.
You will receive an online login immediately following your registration that gives you access to an electronic version of the textbook, whether you are doing the course in-class or online. This way you can get started in the course right away! REMIC will also ship you a hard copy of the textbook within 2 business days.
Online is $358, Live Webcast is $365, and In-Class is $445. All include the digital textbook, online access, and the final exam. A printed textbook is $70 extra for Online and Live Webcast, and is included with In-Class.
No, the course is available to anyone, however it is recommended that you have at least a high school education with equivalent English or French language and math skills.
Whether you register for an in-class or online course you will have immediate access to the online information. This includes a soft copy of the textbook, audio-backed video tutorials, assignments, discussions, a case study and a full exam prep guide and practice exam. REMIC will also ship you a hard copy of the textbook within 2 business days. All registrations are subject to REMIC’s acceptance policy. Any students not accepted will have their registration fee fully refunded.
A student who wishes to withdraw from RMAC may do so by completing the request to withdrawal form and submitting it to REMIC. Please click here to open the Student Academic Policy which includes the withdrawal form. Upon receipt the request will be processed based on the following schedule: After registration but before the examination AND within 30 days of registration: 100% refund MINUS a $150 withdrawal fee. During or after the examination or after 30 days after registration: No credit and No refund.
Yes, during your enrollment you can withdraw and transfer the course to someone else. However, this is not authorized if you have already attempted the final exam. There is a $100 fee to do this.
This depends on your learning skills. While some take longer others learn and understand the material more quickly. The course is designed to be completed in 47 hours, which includes online exercises, tutorials, assignments, tests, and reading. We suggest that you set aside at least this amount of time to complete the course.
Only qualified, experienced industry experts are used to teach the course, which was developed by veteran industry expert and REMIC President, Joseph J. White who is also the author of the textbook.
No, the course is designed for those with basic computing skills, however the course contains rich, interactive content designed to engage you.
Of course! Your Professor, an industry professional, is there to help, Monday to Friday during regular business hours.
No, we are here to help! Your online course has a dedicated Professor who will interact with you, answering your questions and helping you along the way, when you need it. In addition, you are able to communicate with your fellow students in the course via chat message and open discussions.
Yes, complete the course in as little as 1 week or up to 6 months.
REMIC offers the REMIC Mortgage Agent Course (RMAC) in house to several brokerages, based on the brokerage meeting certain quality control and professional standards. The course is taught by a REMIC Professor and standard exam security is employed regardless of the location of the course. There is no difference in the course cost, content and/or exam, regardless of where it is delivered. A brokerage may charge an additional fee to the student for additional services it provides before or after the course.
Mortgage Agent Course – ONLINE Option
The online course is best suited for those students who are able to work on their own, enjoy or need to be able to work at their own pace and have a minimum level of self-motivation. The online course offers you the flexibility to complete it in as little as one week or take up to six months. This means that it has the flexibility to meet even the most demanding schedules. Designed for ease of use, our online course combines video tutorials, interactive assignments, a very user-friendly textbook and the ability to communicate with your dedicated instructor online when you need the help.
Textbooks Are Shipped Canada Post Priority And Arrive Within 2 – 3 Business Days.
$358 CAD
Master the material at your own pace with flexible, self-paced learning.
- Instant online access
- Digital textbook (PDF)
- Unlimited practice exams
- Study Time: 47 hours
- Enrollment Period: 6 months
Mortgage Agent Course – LIVE Webcast ($365)
Live webcast courses are perfect for you if you prefer the live course experience but do not want to attend a physical in-class setting. During the web class you will be able to ask questions and get immediate response from the instructor.
Textbooks Are Shipped Canada Post Priority And Arrive Within 2 – 3 Business Days.
Mortgage Agent Course – IN-CLASS ($445)
REMIC offers a in-class registration (courses) designed to meet the varying needs of our students who prefer the in-class experience. All courses run Monday to Friday from 9:30 AM – 4:00 PM. Perfect if want to complete the course quickly and can commit a full week.
Address :
2175 Sheppard Avenue East, Suite 307,
North York, ON, M2J 1W8
Textbooks Are Provided During Class.
All Access+ · In-Class
Mortgage Agent Level 1 Course - Waiting List
We're currently full, but if you'd like to be put on the waiting list for upcoming dates, please complete this form and we'll let you know as soon as there is room!