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Mortgage Brokering
Mortgage Brokering in Ontario
Mortage Investments

Category: Mortage Investments

July 18, 2023

REMIC Blog

Private Lending

Private Lending / Private Mortgages Please note: information in this article is not meant to be legal advice on private…

June 29, 2015

REMIC Blog

TFSA and Mortgage Investing

TFSA and Mortgage Investing The TFSA (Tax Free Savings Account) limit increase, based on a 2011 Conservative election promise, is…

June 2, 2015

REMIC Blog

Freedom Fifty-Never? Bankrupt seniors on the rise

Freedom Fifty-Never? Bankrupt seniors on the rise Earlier this month bankruptcy trustee firm Hoyes, Michalos & Associates Inc. crunched the…

April 2, 2015

Becoming a Mortgage Broker

Top 3 things mortgage brokers need to know…Webinar Slide Deck

Top 3 things mortgage brokers needs to know about private mortgages – Slide Deck Thanks for joining us for this…

March 19, 2015

REMIC Blog

Registered funds and mortgage investing webinar slide deck

Registered funds and mortgage investing webinar slide deck This 45 minute webinar will introduce you to using RRSPs, RESPs, TFSAs…

January 23, 2015

REMIC Blog

Loan to value – what is it and how do you calculate it?

What is loan to value (ltv)? The ltv is the amount of the loan, in dollars, in relation to the…

January 21, 2015

REMIC Blog

Using registered funds for a mortgage investment

Registered funds and mortgage investments Registered funds typically eligible for use in a mortgage investment are RRSPs, LIRAs, LIFs, RRIFs,…

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Step 4: Apply for your License

Getting your license WITHIN 1 YEAR OF PASSING THE PROVINCIAL EXAMS. Your sponsoring life insurance company will apply for your license. The Financial Services Regulatory Authority sets the requirements in order to become licensed after completing the HLLQP course. Click here to view them all.

REMIC has relationships with dozens of life insurance companies that are looking to hire new agents (coming 2022) and can help with this process!

After passing the provincial HLLQP licensing examinations (formerly known as the LLQP) the life insurance company applies to the provincial regulator (FSRAin Ontario) for your license. You must apply for a license within 1 year of passing the provincial licensing exams OR YOU WILL HAVE TO RETAKE THE HLLQP COURSE.

Step 3: Get Hired/Sponsored by a Life Insurance Company

A life insurance company hiring/sponsoring you is the next step in the licensing process. You can view Ontario’s licensing requirements here.

REMIC has relationships with dozens of life insurance companies that are looking to hire new agents (coming 2022) and can help with this process!

Do you want to add the printed hard copy textbooks for all 5 modules for $100 (plus shipping)?

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Stephen Cairns

Stephen has been in the life insurance business for more than 25 years. Stephen’s personality is one that does not allow himself to sit on the sidelines. He had coached minor hockey in Montreal for years and upon moving to Toronto he continued coaching at a Rep level north of the GTA. With the time he has spent cold calling, finding ways to build his business and countless hours coaching he is very excited to transfer all of his energy to building REMIC Insurance.

Rohan Singh

Rohan Singh has been a financial services executive in the Canadian life insurance and mutual fund industries for over 30 years. He has held several senior management positions with responsibility for insurance and investment product development, marketing, multi-channel distribution management, strategic business unit management, and corporate strategic planning. Prior to his retirement from ING Canada, he held the position of President and Director of ING Wealth Management Inc., a wholly owned subsidiary of ING Canada.
Rohan joined the Centre for Financial Services of Seneca College in the spring of 2008 and has been actively involved in raising awareness of Seneca’s Financial Services Practitioner program in the financial services industry. In addition, he teaches courses in marketing, life insurance, investment funds, and retirement planning at Seneca’s Faculty of Business and for other corporate clients.
Rohan holds a B.Sc. and Executive MBA from the University of Toronto. He has completed the Officers, Partners and Directors’ course of the Investment Funds institute of Canada, and holds the FLMI (Fellow of the Life Management Institute) and EPC (Elder Planning Counselor) designations.

Step 2: Pass the Licensing Exams

You must pass the 4 provincial licensing exams (formerly known as the LLQP licensing exams) within 1 year of passing the HLLQP course. Passing the REMIC HLLQP course certifies you to write the provincial licensing course, which may be completed in-person or online. In Ontario Durham College administers the HLLQP licensing examinations.

Step 1: Pass the Approved Course for Licensing (HLLQP)

This qualifies you to write the 4 provincial licensing exams. The course was previously called the Life License Qualification Program (LLQP course) but has been changed to the Harmonized Life License Qualification Program (HLLQP course). You can take the HLLQP course (formerly known as the LLQP course or LLQP program) online or in class.

Passing the course means passing the 4 HLLQP Online Certification Examinations that are PROCTORED online, with webcam and microphone required. These consist of Life Insurance, Ethics and professional practice, Accident and Sickness and Segregated Funds.

Each online examination consists of 30 multiple choice questions (except the Ethics and professional practice examination; it consists of 20 multiple choice questions). Passing the course requires scoring at least 60% per online examination. In addition students have 75 minutes to complete each exam.

Register before the deadline to receive a $1000 in free bonuses, including:

$200 Value – Career Launch Workshop (details available once enrolled): This fantastic workshop is designed to teach you how to get started as well as how to get clients fast! Your next step after finishing the mortgage agent course for licensing.
$100 value – Business Building Webinars: Access to a series of 1-hour live business building webinars scheduled monthly.
$579 Value – save $579 off of the $699 price for RevoDoc: Your complete sales and mortgage deal management solution.
$100 Value – $100 off the setup fee of $195 when creating a website with Roar Solutions.
$25 Value – Exam Review Report: A personalized report designed to provide you with valuable information on how you performed in a specific exam attempt.

REMIC is approved by FSRA and HRSDC

To become a licensed as mortgage agent in Ontario your first step is to pass the REMIC Mortgage Agent Course for licensing (RMAC) that is approved by the Financial Services Regulatory Authority (FSRA). REMIC is also approved by Human Resources and Skills Development Canada (HRSDC) as an accredited educational institution. REMIC provides students a tax receipt (T2202A) for the REMIC Mortgage Agent Course (RMAC).

Why Choose REMIC?

Here are the Top 12 Reasons to choose REMIC for the Ontario Mortgage Agent Course!

Over 1.3K 5-star Google reviews: and counting! No other provider has anywhere near that, with the closest having only 8 5-star reviews
Our students achieve success: REMIC’s students get licensed more than those from any other provider of the Ontario Mortgage Agent Course. In fact, REMIC is responsible for nearly half of all newly licensed agents in Ontario!
FREE Job Placement Assistance: Our job bank has brokerages looking for new agents to hire all the time, and access is free for all of our students!
Certified by FSRA and HRSDC: REMIC is approved by FSRA, the mortgage broker licensing body in Ontario, to provide the Mortgage Agent Course in Ontario. REMIC is also approved by Human Resources and Skills Development Canada (HRSDC) as an accredited educational institution. We are the ONLY certified educational institution in Ontario providing the mortgage agent course.
Our courses are Tax Deductible: REMIC and Ontario’s colleges are the only providers of the mortgage agent course authorized to issue a T2202A.
Cost – between $338 and $385, all in, tax free: REMIC’s in class course is bundled with a hard copy of the textbook, providing the lowest cost and, in our opinion, the best value at $385. REMIC’s online course offers an electronic textbook option ($338), or an electronic textbook with a hard copy option ($365). These choices offer you great value.
Value Added: REMIC offers incredible additional bonuses valued at over $1,000, including: 3 month trial of HiCait.com ($447 Value), Career Launch Workshop ($100 Value), Brokering Essentials Courses, ($200 value), 3 Year subscription to CMP Magazine ($119 value), $579 off of RevoDoc software ($579 Value).
Exam Preparation: RMAC provides you with all of the material you need to prepare for the exam, including an exam preparation quiz based on previous exams.
Exam locations: You can write your exam in person or online; the choice is yours!
Material: REMIC provides the industry leading textbook, videos and support. Our material is updated constantly so you’ll always have current industry information.
Choice: Convenient location, online, live webcast and in-class options: REMIC has a convenient training centre in Toronto, near both the DVP/404 and 401. You can take the course online, in-class / live webcast in one week Monday to Friday, over 5 Sundays or a mix of in class and online.
Results: Fast! You can be licensed before you’d get the results from another provider: Once you pass you’ll have your results within 24 – 48 hours, including your certificate! REMIC is the only provider providing results this fast.

AGORA: THE COMMUNITY APP FOR INDUSTRY PROS

Agora is your exclusive access to a passionate community of industry professionals helping each other succeed:

Private Lending

TFSA and Mortgage Investing

Freedom Fifty-Never? Bankrupt seniors on the rise

Top 3 things mortgage brokers need to know…Webinar Slide Deck

Registered funds and mortgage investing webinar slide deck

Loan to value – what is it and how do you calculate it?

Using registered funds for a mortgage investment

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