Gina Monaco has over 17 years of experience in the mortgage industry and currently leads a team of 14 agents as a mortgage broker. Her dedication to training and developing new agents was recognized by her brokerage, earning her the Mentor of the Year award in 2022 and the Team of the Year award in 2023. Passionate about sharing her expertise, Gina is excited to inspire and educate each new class of candidates entering the industry.
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Getting your license WITHIN 1 YEAR OF PASSING THE PROVINCIAL EXAMS. Your sponsoring life insurance company will apply for your license. The Financial Services Regulatory Authority sets the requirements in order to become licensed after completing the HLLQP course. Click here to view them all.
REMIC has relationships with dozens of life insurance companies that are looking to hire new agents (coming 2022) and can help with this process!
After passing the provincial HLLQP licensing examinations (formerly known as the LLQP) the life insurance company applies to the provincial regulator (FSRAin Ontario) for your license. You must apply for a license within 1 year of passing the provincial licensing exams OR YOU WILL HAVE TO RETAKE THE HLLQP COURSE.
A life insurance company hiring/sponsoring you is the next step in the licensing process. You can view Ontario’s licensing requirements here.
REMIC has relationships with dozens of life insurance companies that are looking to hire new agents (coming 2022) and can help with this process!
You must pass the 4 provincial licensing exams (formerly known as the LLQP licensing exams) within 1 year of passing the HLLQP course. Passing the REMIC HLLQP course certifies you to write the provincial licensing course, which may be completed in-person or online. In Ontario Durham College administers the HLLQP licensing examinations.
This qualifies you to write the 4 provincial licensing exams. The course was previously called the Life License Qualification Program (LLQP course) but has been changed to the Harmonized Life License Qualification Program (HLLQP course). You can take the HLLQP course (formerly known as the LLQP course or LLQP program) online or in class.
Passing the course means passing the 4 HLLQP Online Certification Examinations that are PROCTORED online, with webcam and microphone required. These consist of Life Insurance, Ethics and professional practice, Accident and Sickness and Segregated Funds.
Each online examination consists of 30 multiple choice questions (except the Ethics and professional practice examination; it consists of 20 multiple choice questions). Passing the course requires scoring at least 60% per online examination. In addition students have 75 minutes to complete each exam.
