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HLLQP

Harmonized Life License Qualification Program:
Online Self-Study

Overview

Curriculum

Instructor

Reviews

Overview

The Online Self Study version of the HLLQP is best suited for those students who are able to work on their own, enjoy or need to be able to work at their own pace and have a minimum level of self-motivation. Designed for ease of use, this course combines video case studies, interactive quizzes and a user-friendly format with the ability to communicate with your dedicated instructor online when you need the help.

HLLQP Online Course Certification Examinations:

Exam format: PROCTORED online, with webcam and microphone required
Number of exams: 4 (Life Insurance, Segregated Funds, Ethics and professional practice and Accident and Sickness)
Question format: Multiple Choice
Time Limit: 75 minutes each
Number of questions: Life Insurance, Segregated Funds, Accident and Sickness: 30 questions; Ethics and professional practice: 20 questions
Passing Grade: 60%

Curriculum

Topics Covered in the HLLQP Online Course:
The topics covered in the HLLQP course are based on course manuals approved by the regulator. The 4 core components of the course are Life Insurance and Life Insurance Taxation Principles, Segregated Funds, Ethics and Professional Practice and Accident and Sickness.
Click on each of the links below for a detailed breakdown of all the topics covered in each of the 4 sections:

Life Insurance – table of contents
Taxation Principles – table of contents
Segregated Funds – table of contents
Ethics and Professional Practice – table of contents
Accident and Sickness – table of contents

Instructor

Damian Borges
Damian Borges is a 30-year veteran of the financial services industry. He has an in-depth knowledge of the business from every angle – consumer, advisory, and corporate business development. Damian was the Sales and Advanced Marketing Director for two major life insurance companies and headed Advocis’ Continuing Education Department for over 10 years.

Damian runs a full-service financial planning practice in the Greater Toronto Area and holds the CFP, CLU and CH.F.C. designations.

Reviews

Excellent

Based on 1914 reviews

See all reviews

Myrna Razonable

Very knowledgeable and patient Instructors. They make sure you understand every concept and chapters and they’re always there to listen and answer every questions you may have!

Priya Gupta

Very knowledgeable instructors!! Great information sharing!!

Response from the owner:Thanks for the amazing review and rating, Priya! Our whole team appreciates it. We wish you all the best in your career. Cheers, Joe White President

BHAVIN CHAUDHARY

Amazing course, and a life long learning with following
1. Financial literacy – Provides authentic & a huge information base for secured and insured investment options ideas to new candidates.
2. Laws and regulation – Clearly enlist the laws and regulating bodies to support ethical and professional conduct.
3. Market regulated Product information – Provides a good generalized idea of Insurance products, like Life, term, Accident, sickness, Segregated funds.
4. Recognized Certification – Provides a valid and approved course certification to support the Licensing LLQP examination in Canada.
In three words “The best Course”. I would personally recommend this course to anyone who wants to develop the base in financial literacy.
I am grateful to Globe life, HMG Careers, and REMIC for their motivation and support in enhancing my financial knowledge and career.
Thank you very much.

Response from the owner:Thanks for this amazing review and rating, Bhavin! Please keep in touch and let us know how you progress. All the best! Cheers, Joe White President

Edward Ward

Awesome. The online course was perfect for allowing me to study when life allowed it.

Response from the owner:Thank you for your rating and review, Edward! We really appreciate your feedback, and wish you all the best in 2025 and beyond. Cheers, Joe White President

alex liu

Easy online course to take, use this fastest tool to get certificate, love it.

Response from the owner:Thanks Alex! We appreciate the kind words and wish you the best in your career. Cheers, Joe White President

FLORENCE HYMORE

Remic is an outstanding Financial Institution that has stood the test of time, delivering year in-year out! The staff support is amazing, and the course deliveries, excellent. There is that transparency and clarity coupled with student accountability/ study evaluation that make the course materials and training complementary and very impressive.
The price is right for the courses, especially for the in-class (online or on-site) training. But the cream on the top, is the Remic Partnership Club for Remic Graduates on the Agora Website, which offers excellent professional networking and social media communications with job opportunities. Kudos- Remic!

Response from the owner:We thanks you for this wonderful review, Florence! I’m glad you’re using our free app, Agora! Our goal is to turn students into successful entrepreneurs, just like you! All the best, Joe White President

Elisa Nicolau

Damian was an amazing Instructor! Highly recommend Remic.

Response from the owner:Thanks for the amazing rating and kind words for Damian! I’ll be sure to let him know. We wish you all the best on your career. Cheers, Joe White President

AVNEET

The course was very helpful for me. I felt that the instructor’s pacing of the lectures allowed me to fully grasp the concepts and the examples were relatable and engaging. Overall, I learned a lot and truly appreciate the time and effort that went into designing this course.

Response from the owner:Thank you for the wonderful rating and review, Avneet! We hope that what you learned has prepared you for an exciting and rewarding career. Cheers, Joe White President

Lana Conroy

I found Remic to be very professional and the information you need is in your portal while you are going through the course. You can go over as many times as you want until you get licensed!
Great legit company to go through for your Insurance, I would highly recommend Remic.

Response from the owner:Thanks for the amazing rating and review, Lana! We appreciate it and wish you all the best in your career. Cheers, Joe White President

Jason

Absolutely amazing highly recommend getting hllqp here

Response from the owner:Thanks, Jason! We appreciate the awesome rating and endorsement. All the best on your career! Cheers, Joe White President

Andrew Jones

Remix gives you everything you need to know about being an agent and what expectations to have coming in! There are also a tone of extras that you get with the training that will help you in the future.

Response from the owner:Thanks for the amazing rating and review, Andrew! We truly appreciate it and wish you all the best in your career. Cheers, Joe Whote President

S M

Very informative. The online course is ideal for those that like to learn at their own pace.

Response from the owner:Thank you for the wonderful rating and review, S M! We truly appreciate your feedback, and wish you all the best in the 2025 and beyond! Cheers, Joe White President

Happy Cheema

It’s so well designed course and super easy to follow if you are doing it online.

Response from the owner:Thank you very much for the wonderful rating and review! We appreciate you and wish you the best in 2025! Cheers, Joe White President

Stephanie Drummond

Course is well laid out, and the instructors are excellent! They take the time and listen to understand to give an answer!

Response from the owner:Thanks for the amazing review and rating, Stephanie! We appreciate and wish you all the best in 2025! Cheers, Joe White President

Cheema

Very precisely organized course. Its so well organized and explained that I never need to bother anyone from the management. I will highly recommend to interested individuals.

Response from the owner:Thanks so much for your kind words, Cheema, they’re greatly appreciated. We wish you all the best in 2025 and beyond! Cheers, Joe White President

Ketan Pancholi

I nave finished my online course and have cleared my exam, thanks to Joe white for his lectures and videos and material

Response from the owner:My pleasure Ketan! Thanks for the wonderful review and rating. All the best in 2025! Cheers, Joe White President

Stephen Vacheff

This course has everything you need to study and prepare.

Response from the owner:Thanks for the amazing rating and review, Stephen! We appreciate it and wish you all the best in 2025! Cheers, Joe White President

$348

Enrollment: 1 year

Study Time: 80 hours

Practice Exams: Unlimited

Certification Exams: 4 Attempts

Delivery: Online

Language: English

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MORTGAGE COURSES

Mortgage Agent Level 1
Mortgage Agent Level 2
Mortgage Broker Course

HLLQP COURSE

Course Overview
Online Registration
Live Webcast Registration
In Class Registration
Topics Covered
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CE COURSES

CE for Mortgage Agents and Brokers
Out of province mortgage course (equivalency)
CE – QUEBEC
Continuing Education for Life Agents

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Step 4: Apply for your License

Getting your license WITHIN 1 YEAR OF PASSING THE PROVINCIAL EXAMS. Your sponsoring life insurance company will apply for your license. The Financial Services Regulatory Authority sets the requirements in order to become licensed after completing the HLLQP course. Click here to view them all.

REMIC has relationships with dozens of life insurance companies that are looking to hire new agents (coming 2022) and can help with this process!

After passing the provincial HLLQP licensing examinations (formerly known as the LLQP) the life insurance company applies to the provincial regulator (FSRAin Ontario) for your license. You must apply for a license within 1 year of passing the provincial licensing exams OR YOU WILL HAVE TO RETAKE THE HLLQP COURSE.

Step 3: Get Hired/Sponsored by a Life Insurance Company

A life insurance company hiring/sponsoring you is the next step in the licensing process. You can view Ontario’s licensing requirements here.

REMIC has relationships with dozens of life insurance companies that are looking to hire new agents (coming 2022) and can help with this process!

Do you want to add the printed hard copy textbooks for all 5 modules for $100 (plus shipping)?

Add printed textbooks (+$100)
No, proceed to checkout

Rohan Singh

Rohan Singh has been a financial services executive in the Canadian life insurance and mutual fund industries for over 30 years. He has held several senior management positions with responsibility for insurance and investment product development, marketing, multi-channel distribution management, strategic business unit management, and corporate strategic planning. Prior to his retirement from ING Canada, he held the position of President and Director of ING Wealth Management Inc., a wholly owned subsidiary of ING Canada.
Rohan joined the Centre for Financial Services of Seneca College in the spring of 2008 and has been actively involved in raising awareness of Seneca’s Financial Services Practitioner program in the financial services industry. In addition, he teaches courses in marketing, life insurance, investment funds, and retirement planning at Seneca’s Faculty of Business and for other corporate clients.
Rohan holds a B.Sc. and Executive MBA from the University of Toronto. He has completed the Officers, Partners and Directors’ course of the Investment Funds institute of Canada, and holds the FLMI (Fellow of the Life Management Institute) and EPC (Elder Planning Counselor) designations.

Step 2: Pass the Licensing Exams

You must pass the 4 provincial licensing exams (formerly known as the LLQP licensing exams) within 1 year of passing the HLLQP course. Passing the REMIC HLLQP course certifies you to write the provincial licensing course, which may be completed in-person or online. In Ontario Durham College administers the HLLQP licensing examinations.

Step 1: Pass the Approved Course for Licensing (HLLQP)

This qualifies you to write the 4 provincial licensing exams. The course was previously called the Life License Qualification Program (LLQP course) but has been changed to the Harmonized Life License Qualification Program (HLLQP course). You can take the HLLQP course (formerly known as the LLQP course or LLQP program) online or in class.

Passing the course means passing the 4 HLLQP Online Certification Examinations that are PROCTORED online, with webcam and microphone required. These consist of Life Insurance, Ethics and professional practice, Accident and Sickness and Segregated Funds.

Each online examination consists of 30 multiple choice questions (except the Ethics and professional practice examination; it consists of 20 multiple choice questions). Passing the course requires scoring at least 60% per online examination. In addition students have 75 minutes to complete each exam.

Register before the deadline to receive a $1000 in free bonuses, including:

$200 Value – Career Launch Workshop (details available once enrolled): This fantastic workshop is designed to teach you how to get started as well as how to get clients fast! Your next step after finishing the mortgage agent course for licensing.
$100 value – Business Building Webinars: Access to a series of 1-hour live business building webinars scheduled monthly.
$579 Value – save $579 off of the $699 price for RevoDoc: Your complete sales and mortgage deal management solution.
$100 Value – $100 off the setup fee of $195 when creating a website with Roar Solutions.
$25 Value – Exam Review Report: A personalized report designed to provide you with valuable information on how you performed in a specific exam attempt.

REMIC is approved by FSRA and HRSDC

To become a licensed as mortgage agent in Ontario your first step is to pass the REMIC Mortgage Agent Course for licensing (RMAC) that is approved by the Financial Services Regulatory Authority (FSRA). REMIC is also approved by Human Resources and Skills Development Canada (HRSDC) as an accredited educational institution. REMIC provides students a tax receipt (T2202A) for the REMIC Mortgage Agent Course (RMAC).

Why Choose REMIC?

Here are the Top 12 Reasons to choose REMIC for the Ontario Mortgage Agent Course!

Over 1.3K 5-star Google reviews: and counting! No other provider has anywhere near that, with the closest having only 8 5-star reviews
Our students achieve success: REMIC’s students get licensed more than those from any other provider of the Ontario Mortgage Agent Course. In fact, REMIC is responsible for nearly half of all newly licensed agents in Ontario!
FREE Job Placement Assistance: Our job bank has brokerages looking for new agents to hire all the time, and access is free for all of our students!
Certified by FSRA and HRSDC: REMIC is approved by FSRA, the mortgage broker licensing body in Ontario, to provide the Mortgage Agent Course in Ontario. REMIC is also approved by Human Resources and Skills Development Canada (HRSDC) as an accredited educational institution. We are the ONLY certified educational institution in Ontario providing the mortgage agent course.
Our courses are Tax Deductible: REMIC and Ontario’s colleges are the only providers of the mortgage agent course authorized to issue a T2202A.
Cost – between $338 and $385, all in, tax free: REMIC’s in class course is bundled with a hard copy of the textbook, providing the lowest cost and, in our opinion, the best value at $385. REMIC’s online course offers an electronic textbook option ($338), or an electronic textbook with a hard copy option ($365). These choices offer you great value.
Value Added: REMIC offers incredible additional bonuses valued at over $1,000, including: 3 month trial of HiCait.com ($447 Value), Career Launch Workshop ($100 Value), Brokering Essentials Courses, ($200 value), 3 Year subscription to CMP Magazine ($119 value), $579 off of RevoDoc software ($579 Value).
Exam Preparation: RMAC provides you with all of the material you need to prepare for the exam, including an exam preparation quiz based on previous exams.
Exam locations: You can write your exam in person or online; the choice is yours!
Material: REMIC provides the industry leading textbook, videos and support. Our material is updated constantly so you’ll always have current industry information.
Choice: Convenient location, online, live webcast and in-class options: REMIC has a convenient training centre in Toronto, near both the DVP/404 and 401. You can take the course online, in-class / live webcast in one week Monday to Friday, over 5 Sundays or a mix of in class and online.
Results: Fast! You can be licensed before you’d get the results from another provider: Once you pass you’ll have your results within 24 – 48 hours, including your certificate! REMIC is the only provider providing results this fast.

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