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Mortgage Pre-Qualification

Mortgage Pre-Approval Form

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You're on your way to getting the property of your dreams, and we're happy to be helping you on your journey!
PLEASE NOTE: UPLOADINIG ALL INCOME VERIFICATION WILL HELP SPEED UP THE PROCESS AND ENSURE AN ACCURATE PRE-APPROVAL

Name (Primary applicant) *

First

Last

Gender *

Marital Status *

How many dependent children do you have? *

Are you currently working with a bank or other mortgage broker? *

Have you received an offer from them? *

Tell us about their offer and why you have decided to apply with us *

Contact Information

Email *

Phone *

Are you paying or receiving child support or alimony? *

How much do you pay per month? *

How much do you receive per month? *

Are you a permanent resident? *

Social Insurance Number (SIN) (Primary applicant)

Providing your SIN helps ensure accurate credit bureau reporting and a smoother mortgage pre-approval process. Your information is secure and confidential.

Date of Birth (Primary applicant) *

How do you rate your current credit? *

Based on Equifax Credit Score definitions - if you don't know your score, don't worry, just choose the one you think is most correct

Current Employer (primary applicant) *

Current Address of Employer *

Address Line 1

Address Line 2

City

State / Province / Region

Postal Code

Country

Occupation (primary applicant) *

Income (primary applicant) *

This is your gross income from all sources

Time at current employer *

Previous Employer (primary applicant) *

Previous Occupation (primary applicant) *

Previous Income (primary applicant) *

This is your gross income from all sources

Time at previous employer *

Potential Property Information

Type of Property *

The type of property you are seeking

Do you have an accepted offer to purchase? *

Purchase Price Estimate *

This is the approximate purchase price range that you’re currently looking for

Down Payment Amount *

This is the amount you have for a down payment from all sources. If you're a first time homebuyer you can use your RRSPs as well.

Current Address *

Address Line 1

Address Line 2

City

State / Province / Region

Postal Code

Country

Do you currently rent, own or live with family? *

How much do you currently pay in rent? *

How much is your current mortgage payment? *

Time at Current Address (Choose one) *

Previous Address (if under 2 years at current address) *

Address Line 1

Address Line 2

City

State / Province / Region

Postal Code

Country

Did you rent, own or live with family? *

Do you own any other properties (house, condo, vacant land, etc.)? *

Property type *

Property address *

Address Line 1

Address Line 2

City

State / Province / Region

Postal Code

Country

Is there a co-applicant (spouse or co-buyer)? *

What is your relationship to the co-applicant? *

Spouse
Relative
Not related

Contact Information - Co-applicant

Tell own many

Co-applicant

First

Last

Date of Birth (Co-applicant)

Social Insurance Number (SIN) (Co-applicant)

Providing your SIN helps ensure accurate credit bureau reporting and a smoother mortgage pre-approval process. Your information is secure and confidential.

Current Employer (Co-applicant) *

Occupation (Co-applicant)

Current Address of Employer (Co-Applicant) *

Address Line 1

Address Line 2

City

State / Province / Region

Postal Code

Country

Employer (Co-applicant)

Income (Co-applicant)

This is your gross income from all sources

Please list your debts *

Income Verification

Click or drag files to this area to upload.You can upload up to 10 files.

If you have your T4, NOA (Notice of Assessment), Tax Return and/or Job Letter available, or if we have requested it in your interview, please upload it here

Are you a first-time home-buyer?

Yes
No
I don't know for sure

A borrower must meet one of the following criteria to be considered a first-time homebuyer:
- You haven’t purchased a home before.
- You have not occupied a home as a principal place of residence that they themselves or their current spouse or common-law partner owned in the last 4 years.
- You have recently experienced a breakdown of a marriage or common-law partnership.

For more information, visit CMHC's website.

Agreement of Purchase and Sale Upload (if available)

Click or drag files to this area to upload.You can upload up to 5 files.

Agreement of Purchase and Sale

MLS listing (if available)

Click or drag files to this area to upload.You can upload up to 5 files.

MLS listing

Is there anything else you would like to add?

This can be anything from credit issues, explanations of income or anything else you'd like to add

Authorization *

I authorize 2402303 Ontario Corp. to obtain my credit report and share my information with lenders and financial institutions as necessary to process my mortgage preapproval request.

Let's make sure you're a human! *

2402303 Ontario Corp. FSRA license 12448

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MORTGAGE COURSES

Mortgage Agent Level 1
Mortgage Agent Level 2
Mortgage Broker Course

HLLQP COURSE

Course Overview
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CE COURSES

Mortgage Underwriting
Commercial Brokering
CE for Mortgage Agents, Brokers
CE for Life Agents
Out of province mortgage course (equivalency)
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CURRENT STUDENTS

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Step 4: Apply for your License

Getting your license WITHIN 1 YEAR OF PASSING THE PROVINCIAL EXAMS. Your sponsoring life insurance company will apply for your license. The Financial Services Regulatory Authority sets the requirements in order to become licensed after completing the HLLQP course. Click here to view them all.

REMIC has relationships with dozens of life insurance companies that are looking to hire new agents (coming 2022) and can help with this process!

After passing the provincial HLLQP licensing examinations (formerly known as the LLQP) the life insurance company applies to the provincial regulator (FSRAin Ontario) for your license. You must apply for a license within 1 year of passing the provincial licensing exams OR YOU WILL HAVE TO RETAKE THE HLLQP COURSE.

Step 3: Get Hired/Sponsored by a Life Insurance Company

A life insurance company hiring/sponsoring you is the next step in the licensing process. You can view Ontario’s licensing requirements here.

REMIC has relationships with dozens of life insurance companies that are looking to hire new agents (coming 2022) and can help with this process!

Do you want to add the printed hard copy textbooks for all 5 modules for $100 (plus shipping)?

Add printed textbooks (+$100)
No, proceed to checkout

Rohan Singh

Rohan Singh has been a financial services executive in the Canadian life insurance and mutual fund industries for over 30 years. He has held several senior management positions with responsibility for insurance and investment product development, marketing, multi-channel distribution management, strategic business unit management, and corporate strategic planning. Prior to his retirement from ING Canada, he held the position of President and Director of ING Wealth Management Inc., a wholly owned subsidiary of ING Canada.
Rohan joined the Centre for Financial Services of Seneca College in the spring of 2008 and has been actively involved in raising awareness of Seneca’s Financial Services Practitioner program in the financial services industry. In addition, he teaches courses in marketing, life insurance, investment funds, and retirement planning at Seneca’s Faculty of Business and for other corporate clients.
Rohan holds a B.Sc. and Executive MBA from the University of Toronto. He has completed the Officers, Partners and Directors’ course of the Investment Funds institute of Canada, and holds the FLMI (Fellow of the Life Management Institute) and EPC (Elder Planning Counselor) designations.

Step 2: Pass the Licensing Exams

You must pass the 4 provincial licensing exams (formerly known as the LLQP licensing exams) within 1 year of passing the HLLQP course. Passing the REMIC HLLQP course certifies you to write the provincial licensing course, which may be completed in-person or online. In Ontario Durham College administers the HLLQP licensing examinations.

Step 1: Pass the Approved Course for Licensing (HLLQP)

This qualifies you to write the 4 provincial licensing exams. The course was previously called the Life License Qualification Program (LLQP course) but has been changed to the Harmonized Life License Qualification Program (HLLQP course). You can take the HLLQP course (formerly known as the LLQP course or LLQP program) online or in class.

Passing the course means passing the 4 HLLQP Online Certification Examinations that are PROCTORED online, with webcam and microphone required. These consist of Life Insurance, Ethics and professional practice, Accident and Sickness and Segregated Funds.

Each online examination consists of 30 multiple choice questions (except the Ethics and professional practice examination; it consists of 20 multiple choice questions). Passing the course requires scoring at least 60% per online examination. In addition students have 75 minutes to complete each exam.

Register before the deadline to receive a $1000 in free bonuses, including:

$200 Value – Career Launch Workshop (details available once enrolled): This fantastic workshop is designed to teach you how to get started as well as how to get clients fast! Your next step after finishing the mortgage agent course for licensing.
$100 value – Business Building Webinars: Access to a series of 1-hour live business building webinars scheduled monthly.
$579 Value – save $579 off of the $699 price for RevoDoc: Your complete sales and mortgage deal management solution.
$100 Value – $100 off the setup fee of $195 when creating a website with Roar Solutions.
$25 Value – Exam Review Report: A personalized report designed to provide you with valuable information on how you performed in a specific exam attempt.

REMIC is approved by FSRA and HRSDC

To become a licensed as mortgage agent in Ontario your first step is to pass the REMIC Mortgage Agent Course for licensing (RMAC) that is approved by the Financial Services Regulatory Authority (FSRA). REMIC is also approved by Human Resources and Skills Development Canada (HRSDC) as an accredited educational institution. REMIC provides students a tax receipt (T2202A) for the REMIC Mortgage Agent Course (RMAC).

Why Choose REMIC?

Here are the Top 12 Reasons to choose REMIC for the Ontario Mortgage Agent Course!

Over 1.3K 5-star Google reviews: and counting! No other provider has anywhere near that, with the closest having only 8 5-star reviews
Our students achieve success: REMIC’s students get licensed more than those from any other provider of the Ontario Mortgage Agent Course. In fact, REMIC is responsible for nearly half of all newly licensed agents in Ontario!
FREE Job Placement Assistance: Our job bank has brokerages looking for new agents to hire all the time, and access is free for all of our students!
Certified by FSRA and HRSDC: REMIC is approved by FSRA, the mortgage broker licensing body in Ontario, to provide the Mortgage Agent Course in Ontario. REMIC is also approved by Human Resources and Skills Development Canada (HRSDC) as an accredited educational institution. We are the ONLY certified educational institution in Ontario providing the mortgage agent course.
Our courses are Tax Deductible: REMIC and Ontario’s colleges are the only providers of the mortgage agent course authorized to issue a T2202A.
Cost – between $338 and $385, all in, tax free: REMIC’s in class course is bundled with a hard copy of the textbook, providing the lowest cost and, in our opinion, the best value at $385. REMIC’s online course offers an electronic textbook option ($338), or an electronic textbook with a hard copy option ($365). These choices offer you great value.
Value Added: REMIC offers incredible additional bonuses valued at over $1,000, including: 3 month trial of HiCait.com ($447 Value), Career Launch Workshop ($100 Value), Brokering Essentials Courses, ($200 value), 3 Year subscription to CMP Magazine ($119 value), $579 off of RevoDoc software ($579 Value).
Exam Preparation: RMAC provides you with all of the material you need to prepare for the exam, including an exam preparation quiz based on previous exams.
Exam locations: You can write your exam in person or online; the choice is yours!
Material: REMIC provides the industry leading textbook, videos and support. Our material is updated constantly so you’ll always have current industry information.
Choice: Convenient location, online, live webcast and in-class options: REMIC has a convenient training centre in Toronto, near both the DVP/404 and 401. You can take the course online, in-class / live webcast in one week Monday to Friday, over 5 Sundays or a mix of in class and online.
Results: Fast! You can be licensed before you’d get the results from another provider: Once you pass you’ll have your results within 24 – 48 hours, including your certificate! REMIC is the only provider providing results this fast.