Residential Mortgage Underwriting in Canada
For licensed professionals who want to underwrite deals like the pros.
Residential Mortgage Underwriting in Canada (Includes Manual & Certificate)
Transform Your Mortgage Career with Canada’s Most Comprehensive Underwriting Guide
Whether you’re a new underwriter, seasoned broker, or real estate professional looking to level up, this 44-chapter manual is your complete roadmap to mastering Canadian mortgage underwriting.
Written by industry professionals for industry professionals – no academic fluff, just real-world insights you can apply immediately.
What Makes This Manual Different?
❌ This ISN’T another dry textbook filled with regulations you’ll never remember
❌ This ISN’T a basic overview that leaves you with more questions than answers
❌ This ISN’T outdated material that ignores today’s market realities
✅ This IS your practical field guide to making confident underwriting decisions
✅ This IS real talk from the trenches – what actually happens vs. what the rules say
✅ This IS your career accelerator – learn what takes others years to figure out
What’s Inside: 44 Chapters of Pure Underwriting Gold
📚 PART 1: FOUNDATIONS Master the fundamentals – regulatory frameworks, lender types, mortgage products, and credit analysis that form the backbone of every decision.
🔍 PART 2: BORROWER ASSESSMENT Deep dive into income verification, stated income programs, down payment verification, gift letters, debt ratios, guarantors, bankruptcy guidelines, and divorce scenarios.
🏡 PART 3: PROPERTY ASSESSMENT Navigate property types, appraisals, condos, rural properties, and environmental considerations with confidence.
💼 PART 4: SPECIALIZED SCENARIOS Handle complex files like a pro – self-employed borrowers, investment properties, new-to-Canada programs, refinances, construction mortgages, and private lending.
📋 PART 5: DOCUMENTATION & COMPLIANCE Stay protected with fraud detection, AML procedures, privacy requirements, and proper closing procedures.
🚀 PART 6: ADVANCED UNDERWRITING Level up with manual underwriting techniques, exception management, portfolio insurance, subordinate financing, and joint ventures.
📈 PART 7: PROFESSIONAL DEVELOPMENT Build your career with communication strategies, decline management, time management, and emerging market trends.
Who This Manual Is For:
✅ New Underwriters who want to fast-track their learning curve
✅ Mortgage Brokers who want to submit winning applications
✅ Real Estate Professionals who want to understand the lending side
✅ Bank Representatives transitioning to underwriting roles
✅ Alternative Lenders building their underwriting frameworks
✅ Anyone in Canadian real estate who wants to truly understand mortgage decisions
What You’ll Learn:
🎯 Make Faster Decisions – Clear frameworks for every scenario
🎯 Catch Red Flags Early – Know what kills deals before submission
🎯 Structure Complex Deals – Turn “no’s” into “yes’s” with creative solutions
🎯 Navigate Regulations Confidently – B-20, stress tests, and insurer guidelines decoded
🎯 Handle Difficult Conversations – Scripts and strategies that work
🎯 Build Your Reputation – Become the underwriter brokers trust
Real-World Learning Features:
📖 “Real Talk” Sections – The unfiltered truth about how underwriting actually works
📊 Quick Reference Tables – Decision-making tools you’ll use daily
✍️ Practice Exercises – Test your skills with actual scenarios
🔑 Answer Keys – Learn from detailed explanations
💡 Industry Insider Tips – Shortcuts and strategies from 20+ years in the trenches
📝 Template Library – Gift letters, calculation sheets, checklists ready to use
By the Numbers:
- 44 comprehensive chapters (3,000-4,000 words each)
- 200+ real-world examples
- 150+ practice scenarios
- 50+ quick reference tables
- 30+ document templates
- 7 major topic areas
- 1 complete career transformation
Your Investment Includes:
✅ Complete digital manual (PDF format)
✅ Downloadable templates and checklists
✅ Quick reference guide compilation
✅ Updates for regulatory changes (1 year)
✅ Certificate of completion
What Industry Leaders Are Saying:
“Finally, a manual that tells it like it is. This should be mandatory reading for anyone in Canadian mortgages.”
“I’ve been underwriting for 10 years and still learned something in every chapter. Worth every penny.”
“This manual turned my declining ratios around. The income calculation chapter alone saved my first deal.”
100% Practical Guarantee
This manual contains ZERO fluff. Every chapter, every page, every example is something you’ll actually use. If you don’t find immediate practical value, we’ll refund your investment.
Pricing:
Digital Manual Complete Package: $497 CAD
Payment plans available
🎯 LIMITED TIME: Save $100 with code UNDERWRITE2025
Your price: ~~$497~~ $397 CAD
Start Your Journey Today
Stop guessing. Stop getting declined. Stop leaving money on the table.
Join thousands of Canadian mortgage professionals who’ve transformed their careers with proper underwriting knowledge.
Secure checkout. Instant delivery. Lifetime access.
Frequently Asked Questions:
Q: Is this updated for current B-20 guidelines?
A: Yes, fully current with all 2025 regulations and market conditions.
Q: Do I need underwriting experience?
A: No, we start with fundamentals and build to advanced strategies.
Q: Is this recognized for continuing education?
A: Check with your provincial association – many recognize our training.
Q: How is this delivered?
A: Instant digital download after purchase.
Questions? Contact support@remic.ca
