Accident & Sickness Only Course
Join 90,000+ students and see why REMIC is rated ⭐⭐⭐⭐⭐ by real graduates
Who is this course for?
You want a new career with low startup costs and high income potential.
You’re a career changer looking for flexible, remote work options.
You're interested in helping others protect their families and future.
You’re motivated to work independently or build your own business.
You want to get licensed fast, with full support along the way.
Details
Accident & Sickness Program (Except Quebec)
This FSRA-approved course prepares you to become a licensed Accident & Sickness (A&S) insurance agent in Canada. Designed for flexibility, it can be completed fully online, at your own pace.
Course Length: Approximately 40 hours.
Format: Self-paced online access, with options to join live webinars.
Practice Exams: Unlimited, with instant feedback.
Certification Exams: Two modules (A&S and Ethics), each with up to four attempts. Passing grade: 60%.
Enrollment Period: 12 months of access from registration.
Language: English.
This course is your first step toward becoming a licensed Accident & Sickness (A&S) insurance agent. Learn more about the licensing process by clicking here.
Prerequisites for the HLLQP Online Course
The A&S Online Course is open to anyone. However, we recommend that you have at least a high school education and equivalent English or French language and math skills to succeed in the course.
Prerequisites for Licensing in Ontario
After completing the Accident & Sickness (A&S) insurance course and passing both certification exams, you must meet the following licensing requirements set by the Financial Services Regulatory Authority of Ontario (FSRA) to become a licensed life insurance agent:
- Be sponsored by a licensed insurer for your first two years as an agent.
- Complete the online Insurance Agent application through Licensing Link and pay the required fee.
- Conduct business only under the name in which you are licensed, and act in good faith as a life insurance agent.
- Not engage in any business or occupation that could compromise your integrity, independence, or competence.
- Be of good character and reputation.
- Be a suitable person to receive a licence and meet all regulatory requirements.
- Successfully complete a FSRA-approved A&S course and pass the certification exams.
- Provide FSRA with a valid Ontario mailing address.
- Maintain appropriate Errors and Omissions (E&O) insurance coverage.
Curriculum
Ethics and Professional Practice
Master the ethical responsibilities and professional standards required of licensed agents in Canada.
View table of contents →
Accident and Sickness
Understand accident and sickness policies, critical illness coverage, disability plans, and how to assess client needs.
View table of contents →
About the Certification Exams
To earn your A&S certification, you must pass TWO separate online exams—one for each core module of the course. These exams are required before you’re eligible to write the provincial licensing exam.
Exam Format: Online, proctored exams with webcam and microphone required.
Number of Exams: 2 exams covering:
- Ethics and Professional Practice
- Accident and Sickness
Question Type: Multiple choice
Time Limit: 75 minutes for A&S, 60 minutes for Ethics
Number of Questions:
– Accident and Sickness: 35 questions each
– Ethics and Professional Practice: 25 questions
Passing Grade: 60% per module
HLLQP Instructors
Don Xavier
HLLQP Instructor
Don is a 35+ year financial services veteran, TEDx speaker, and CEO with a passion for training licensed professionals.
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Damian Borges
HLLQP Instructor
Damian has 30 years of experience in sales, advanced marketing, and education within the life insurance industry.
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Rohan Singh
HLLQP Instructor
Rohan is a retired life insurance executive and business professor with 30+ years in product development and distribution.
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Akinyemi John
HLLQP Instructor
Akinyemi is a certified risk management expert with deep experience in both life and property & casualty insurance.
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Pricing
Accident & Sickness Program (Except Quebec)
Flexible Online
SMART Learning Essentials™
Included in every plan — a complete learning system designed to help you understand, apply, and pass.
What real REMIC graduates are saying
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Zero Risk.
Your Success, Secured.
If you don’t pass your provincial licensing exams,
you can re-take the course for free.
12-Month Protection
Re-enroll anytime within a year.
Bonus Live Webinars
Expert-led sessions, always free.
Real Support
We guide you all the way to licensing.