Mortgage Agent Level 1 Course
Finish in as little as a week. From $358.
The FSRA-approved course. 94% of our students pass. Two out of three licensed mortgage agents in Ontario trained with REMIC.
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2026 Mortgage Agent Course Options
Online Course
Work at your own pace and finish fully online with up to 6 months access.
- Self-paced online study
- Cait, your AI tutor, 24/7
- Direct message with instructor
- Online exam prep
- Printed textbook +$70 (Save $30)
- + All online resources
$358 CAD
Live Webcast
Choose between a 5 day Mon-Fri class, 5 Sundays class or 4 weeks of weeknights class.
- Live, scheduled webinar class
- Cait, your AI tutor, 24/7
- Live interaction with your instructor
- Live online exam prep session
- Printed textbook +$70 (Save $30)
- + All online resources
$365 CAD
IN-Class Course
Choose any 5 day Mon-Fri class.
- In-person classes in Toronto
- Cait, your AI tutor, 24/7
- In-person instructor interaction
- In-person exam prep session
- Printed textbook ($100 value, pickup in-class)
- + All online resources
$445 CAD
Passing the exam is step one. Getting hired is step two.
You can't get licensed in Ontario until a brokerage hires you. FSRA requires it, and it stops more people than the exam does.
We surveyed 880 of our graduates. Of those who finished the course and never got licensed, four in ten said they couldn't find a brokerage that would take them on.
What real REMIC graduates are saying
Thousands of ⭐⭐⭐⭐⭐ ratings by real professionals across Canada
Mortgage Agent Career Videos
Claim your 50% tuition rebate! REMIC is certified by the Government of Canada as an approved educational institution, meaning you can claim the new Canada Training Credit (CTC) on your tax return. For full eligibility details, please visit the Government of Canada website
Popular FAQs
Yes. REMIC issues a T2202 (Tuition and Enrolment Certificate) to students who paid more than $100 in eligible tuition fees for qualifying courses in a calendar year.
Eligible tuition fees can be claimed as a tuition tax credit on your federal tax return using your T2202. You may also qualify for the Canada Training Credit (CTC), which can refund up to half of eligible fees depending on your available CTC balance. For questions about your own return, contact the Canada Revenue Agency (CRA) or a tax professional.
T2202 forms for the previous calendar year are available by the end of February. In line with CRA rules, they are issued only when eligible tuition fees total more than $100. Materials and administrative fees are not eligible.
You have 3 hours to complete the exam.
The final exam consists of 50 multiple choice questions, many based on case studies that are designed to test your knowledge and understanding of the course material as required by the Financial Services Regulatory Authority of Ontario (FSRA).
You can write the final exam fully online, or in person at our head office training facility in North York (Sheppard Ave. East and Victoria Park). Schedule your exam through the student portal.
If you write in person at our North York office, your final mark is available online the same day. If you write online, your results are typically available within 3 business days.
Once you have been notified that you have passed the course, log in to the online course and complete our feedback survey. You can then print your certificate of completion and save it electronically.
For an in-person exam, bring government-issued photo ID (a driver’s licence or valid passport), one additional piece of valid identification, a pen or pencil, and a calculator. No other aids are allowed during the exam.
REMIC gives you access to an Exam Review Report that details the sections and topics from the textbook that you missed. If you fail the exam, you may request to review it at a time convenient to both you and REMIC. Please refer to our Policies and Procedures Manual for additional information.
If you fail the exam, you can arrange a rewrite at the next available exam date. If you fail the rewrite, you must re-enrol in the course and pay the full tuition. This is an FSRA requirement.
Over the last two years, about 94% of REMIC students have passed their final exam. We publish it because we think you should know before you enrol.
The course is valid for 2 years from the time you pass your exam. If you do not obtain a mortgage agent licence within this time, you must retake the course.
No, however they are designed to help you understand the material and will greatly increase your chances of passing the final exam. While your final grade is based solely on the final exam, it is strongly recommended that you complete all assigned tasks in the course.
Once you have passed the course, you must be hired by a licensed mortgage brokerage, which will start the licensing process on your behalf. This is a Financial Services Regulatory Authority of Ontario (FSRA) requirement.
Yes, there is a mandatory continuing education course you need to complete before you can renew your licence. See our continuing education page for mortgage agents and brokers for details.
Yes, the REMIC Mortgage Agent Course (RMAC) is approved by FSRA and meets the educational requirements to obtain a mortgage agent licence in Ontario.
A broker and an agent both ‘broker’ mortgages, however a broker may also hire agents and be the principal broker of a brokerage (equivalent to the Chief Compliance Officer). A broker does not necessarily earn more on a mortgage transaction than an agent. To upgrade to a broker licence, you must have been a licensed Level 2 agent for at least two years, pass the broker course, and be approved by FSRA.
Once you have passed the course, you can create a free account in the REMIC Job Bank. The Job Bank lets you view job postings from brokerages across Ontario, and brokerages can see your resume and cover letter (if you include them) and contact you directly to set up an interview. REMIC also provides information and resources to help you through the interview process, because understanding the procedures and asking the right questions are vital when choosing a brokerage to join as a mortgage agent. This is a completely free service for all REMIC RMAC students.
Registration is easy. Choose your format on this page and follow the instructions using our secure online payment system. You can also register in person at our head office training facility at 2175 Sheppard Ave East, Suite 307, North York, ON M2J 1W8 (Monday to Friday, 9 AM – 5 PM). We accept Visa, Mastercard, debit, or cash.
Right after you register, you receive an online login with access to the digital textbook, whether you take the course in-class or online, so you can start right away. If you ordered a printed textbook (included with In-Class, $70 extra for Online and Live Webcast), REMIC ships it within 2 business days.
Online is $358, Live Webcast is $365, and In-Class is $445. All include the digital textbook, online access, and the final exam. A printed textbook is $70 extra for Online and Live Webcast, and is included with In-Class.
No, the course is available to anyone, however we recommend at least a high school education with equivalent English or French language and math skills.
Access is immediate, whether you register for an in-class or online course. This includes the digital textbook, audio-backed video tutorials, assignments, discussions, a case study, and a full exam prep guide and practice exam. All registrations are subject to REMIC’s acceptance policy, and any student not accepted receives a full refund.
To withdraw from RMAC, complete the withdrawal request form in our Student Academic Policy and submit it to REMIC. Refunds follow this schedule:
- Before the exam and within 30 days of registration: 100% refund minus a $150 withdrawal fee.
- During or after the exam, or more than 30 days after registration: no credit and no refund.
Yes, during your enrolment you can withdraw and transfer the course to someone else for a $100 fee. Transfers are not allowed once you have attempted the final exam.
The course is designed to be completed in 47 hours, including online exercises, tutorials, assignments, tests, and reading. Some students need more time and others move faster, so plan for at least 47 hours in total.
The course is taught by qualified, experienced industry experts. It was developed by REMIC President Joseph J. White, who is also the author of the textbook.
No. The course is designed for people with basic computer skills, while still offering rich, interactive content to keep you engaged.
Yes. Your Professor, an industry professional, is available to help Monday to Friday during regular business hours.
No. Your online course has a dedicated Professor who answers your questions and helps you along the way. You can also communicate with fellow students through chat messages and open discussions.
Yes, you can complete the course in as little as 1 week or take up to 6 months.
Yes. REMIC offers the REMIC Mortgage Agent Course (RMAC) in-house at several brokerages that meet our quality control and professional standards. The course is taught by a REMIC Professor, and standard exam security applies wherever it is delivered. The course cost, content, and exam are the same regardless of location, although a brokerage may charge students for additional services it provides before or after the course.
Mortgage Agent Course – ONLINE Option
The online course is best suited for those students who are able to work on their own, enjoy or need to be able to work at their own pace and have a minimum level of self-motivation. The online course offers you the flexibility to complete it in as little as one week or take up to six months. This means that it has the flexibility to meet even the most demanding schedules. Designed for ease of use, our online course combines video tutorials, interactive assignments, a very user-friendly textbook and the ability to communicate with your dedicated instructor online when you need the help.
Textbooks Are Shipped Canada Post Priority And Arrive Within 2 – 3 Business Days.
$358 CAD
Master the material at your own pace with flexible, self-paced learning.
- Instant online access
- Digital textbook (PDF)
- Unlimited practice exams
- Study Time: 47 hours
- Enrollment Period: 6 months
Mortgage Agent Course – LIVE Webcast ($365)
Live webcast courses are perfect for you if you prefer the live course experience but do not want to attend a physical in-class setting. During the web class you will be able to ask questions and get immediate response from the instructor.
Textbooks Are Shipped Canada Post Priority And Arrive Within 2 – 3 Business Days.
Mortgage Agent Course – IN-CLASS ($445)
REMIC offers a in-class registration (courses) designed to meet the varying needs of our students who prefer the in-class experience. All courses run Monday to Friday from 9:30 AM – 4:00 PM. Perfect if want to complete the course quickly and can commit a full week.
Address :
2175 Sheppard Avenue East, Suite 307,
North York, ON, M2J 1W8
Textbooks Are Provided During Class.
All Access+ · In-Class
Mortgage Agent Level 1 Course - Waiting List
We're currently full, but if you'd like to be put on the waiting list for upcoming dates, please complete this form and we'll let you know as soon as there is room!