by Joe White | Sep 15, 2026 | Becoming a Mortgage Broker, Business, Mortgage Brokering, Mortgage Brokering in Ontario, Research
Everybody can see the licensing part. There’s a course, an exam, and a registration number at the end of it. What happens in the 90 days after that is far less visible and far less measured. So we asked 880 people who lived through it. 880 mortgage agents...
by Joe White | Aug 5, 2026 | Compliance
A recent Financial Services Tribunal decision found an experienced broker unsuitable to be licensed over mortgages built on false documents, and FSRA went on to refuse his licence renewal. For the broker, the lesson is personal, and we covered it in a companion piece....
by Joe White | Aug 3, 2026 | Compliance
18 False-Document Applications and $95,000 in Penalties: Why “I Didn’t Know” Was Not Enough An Ontario mortgage broker submitted 18 mortgage applications containing false or fabricated supporting documents. The Financial Services Tribunal accepted...
by Joe White | Jul 21, 2026 | Press Releases
Among Canadians aged 18 to 29, more used AI tools like ChatGPT for financial or mortgage advice in the past year (26%) than used a licensed mortgage broker (17%), a new REMIC and Abacus Data survey finds, as Canada’s peak mortgage renewal year unfolds TORONTO,...
by Joe White | Jul 10, 2026 | Business
Who Is Liable When the Guardrails Come Down? A $155,000 FSRA Case With No Fraud in It Our last enforcement piece looked at a case where agents were used to facilitate a mortgage fraud scheme. The lesson there was that dealing outside your brokerage strips away the...