by Joe White | Jul 10, 2026 | Business
Who Is Liable When the Guardrails Come Down? A $155,000 FSRA Case With No Fraud in It Our last enforcement piece looked at a case where agents were used to facilitate a mortgage fraud scheme. The lesson there was that dealing outside your brokerage strips away the...
by Joe White | Jul 7, 2026 | Compliance, Mortgage Brokering, Mortgage Brokering in Ontario
FSRA recently published a Notice of Proposal that belongs on the required reading list for every mortgage agent in Ontario. Not because of the dollar figure, though $740,000 in proposed penalties gets attention. Because of the standard it applies. Two of the three...
by Joe White | Jun 11, 2026 | Becoming a Mortgage Broker, Mortage Investments, Mortgage Brokering, Mortgage Brokering in Ontario
You’ve heard about “know your client.” But do you know your lender? By the end of this post, you will know why FSRA expects Ontario mortgage brokerages to verify a private lender’s source of funds, what the law actually requires, and what...
by Joe White | Jun 5, 2026 | Becoming a Mortgage Broker, Mortgage Brokering, Mortgage Brokering in Ontario
By the end of this post, you will know which factors actually determine whether a mortgage agent course prepares you for a licensed career, and which ones are simply marketing noise. Price and FSRA approval are the starting point. Everything after that is where the...
by Joe White | May 30, 2026 | Becoming a Mortgage Broker, Mortgage Brokering, Mortgage Brokering in Ontario
By the time most people apply for their first Ontario mortgage licence, they have heard both terms used almost interchangeably. They are not the same thing. After reading this, you will know exactly what separates a mortgage agent licence from a mortgage broker...