February 2, 2015
What is a high ratio mortgage?
What is a high ratio mortgage? A high ratio mortgage is a mortgage that exceeds 80% loan to value. This…
Category: Mortgage Brokering in Ontario
January 28, 2015
What is a Reverse Mortgage?
What is a Reverse Mortgage? A Reverse Mortgage is a type of interest accruing mortgage that is typically provided to…
January 26, 2015
What is loan to value ltv and how is it calculated?
The loan to value of a mortgage is defined as the amount of the loan, in dollars as a percentage…
January 23, 2015
Loan to value – what is it and how do you calculate it?
What is loan to value (ltv)? The ltv is the amount of the loan, in dollars, in relation to the…
January 21, 2015
Using registered funds for a mortgage investment
Registered funds and mortgage investments Registered funds typically eligible for use in a mortgage investment are RRSPs, LIRAs, LIFs, RRIFs,…
January 19, 2015
What is a collateral mortgage?
Unlike a standard mortgage that places a charge on title, a collateral mortgage, which has been around for years but…
January 16, 2015
The purpose of using a mortgage
The purposes of using a mortgage There are traditionally four distinct purposes for using a mortgage: 1) Purchase, 2) Refinance…
January 14, 2015
What is a mortgage broker?
What is a mortgage broker? A mortgage broker is a practicing professional who assesses a borrower’s financial goals with respect…
January 12, 2015
Choosing the right mortgage brokerage to work for
Choosing a mortgage brokerage Choosing a mortgage brokerage for whom to work can be a difficult process if you don’t…
January 9, 2015
Who uses a mortgage broker?
Approximately 30% of Ontario consumers used a mortgage broker in 2010, a number that has remained consistent for the past…
October 31, 2012
Backlinks – REMIC shows you what you really need to know!
Backlinks: the wave of the future? No, they’re the wave of the here and now! There has been a significant…
