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Mortgage licensing
Mortgage Agent Level 1Your first licence as a mortgage agent in Ontario. Mortgage Agent Level 2Add private mortgages to what you can offer. Mortgage BrokerRun a brokerage and hire your own agents. Ontario EquivalencyLicensed in another province? Get your Ontario licence. How to become a mortgage agent → (opens in a new tab)
Life insurance licensing
Life Licence (HLLQP)Sell life and health insurance in every province except Quebec. Accident and Sickness OnlyAdd accident and sickness insurance to your licence. Top-Up from A&SAdd life insurance to your existing insurance licence. How to get a life licence → (opens in a new tab)
New90days to your first deal. The REMIC 90-Day Launch is a step-by-step program for new agents. Do the work, and you get a deal or your money back. See the 90-Day Launch
Mortgage CE
CE for agents and brokersThe courses you need to renew your mortgage licence. Commercial Mortgage BrokeringIncome properties, multi-family and construction loans. Residential Mortgage UnderwritingLearn to think like an underwriter and close more deals.
Life insurance CE
CE for life agentsThe credits you need to keep your HLLQP licence active.
Not sure what you need?
CE requirements guideSee how many hours you need and when they are due.
Build your brand
FinFluenceA personal branding program that turns online trust into clients. The FinFluencer bookBuild trust online and grow your income. From $0.99 on Kindle. How to become a FinFluencer → (opens in a new tab)
Watch and listen
Billion Dollar PodcastTalks with Canada's top mortgage and finance pros. WebinarsOn-demand sessions on strategy, marketing and compliance. BoundlessDailyOne 5-minute video a day to help you grow.
New90days to your first deal. The REMIC 90-Day Launch is a step-by-step program for new agents. Do the work, and you get a deal or your money back. See the 90-Day Launch
REMIC ShopTextbooks, courses and study materials. BlogGuides on licensing, careers and growing your business. Level 1 practice questionsChapter review questions for the Mortgage Agent Level 1 course. Level 2 practice questionsChapter review questions for the Private Mortgage course.
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REMIC home
Mortgage licensing
Mortgage Agent Level 1Your first licence as a mortgage agent in Ontario. Mortgage Agent Level 2Add private mortgages to what you can offer. Mortgage BrokerRun a brokerage and hire your own agents. Ontario EquivalencyLicensed in another province? Get your Ontario licence. How to become a mortgage agent →
Life insurance licensing
Life Licence (HLLQP)Sell life and health insurance in every province except Quebec. Accident and Sickness Top-UpAdd accident and sickness insurance to your licence. Life Insurance Top-UpAdd life insurance to your existing insurance licence. How to get a life licence →
New program
Your first deal in 90 days.
The REMIC 90-Day Launch is a step-by-step program for new agents. Do the work, and you get a deal or your money back.
See the 90-Day Launch
Mortgage CE
CE for agents and brokersThe courses you need to renew your mortgage licence. Commercial Mortgage BrokeringIncome properties, multi-family and construction loans. Residential Mortgage UnderwritingLearn to think like an underwriter and close more deals.
Life insurance CE
CE for life agentsThe credits you need to keep your HLLQP licence active. CE requirements guideSee how many hours you need and when they are due.
Build your brand
FinFluenceA personal branding program that turns online trust into clients. The FinFluencer bookBuild trust online and grow your income. From $0.99 on Kindle. How to become a FinFluencer →
Watch and listen
Billion Dollar PodcastTalks with Canada's top mortgage and finance pros. WebinarsOn-demand sessions on strategy, marketing and compliance. BoundlessDailyOne 5-minute video a day to help you grow.
New program
Your first deal in 90 days.
The REMIC 90-Day Launch is a step-by-step program for new agents. Do the work, and you get a deal or your money back.
See the 90-Day Launch
REMIC ShopTextbooks, courses and study materials. BlogGuides on licensing, careers and growing your business. Level 1 practice questionsChapter review questions for the Mortgage Agent Level 1 course. Level 2 practice questionsChapter review questions for the Private Mortgage course.
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A Third of New Mortgage Agents Get Little or No Training. More Than Twice as Many Leave the Industry.

A Third of New Mortgage Agents Get Little or No Training. More Than Twice as Many Leave the Industry.

by Joe White | Sep 15, 2026 | Becoming a Mortgage Broker, Business, Mortgage Brokering, Mortgage Brokering in Ontario, Research

Everybody can see the licensing part. There’s a course, an exam, and a registration number at the end of it. What happens in the 90 days after that is far less visible and far less measured. So we asked 880 people who lived through it. 880 mortgage agents...
Copyrighted Content on Social Media: Know the Rules

Copyrighted Content on Social Media: Know the Rules

by Hasan Moussawi | Jun 12, 2026 | Becoming a Life Insurance Agent, Becoming a Mortgage Broker, Marketing, Mortgage Brokering, Mortgage Brokering in Ontario

After reading this post, you will have a clearer picture of how Canadian copyright law applies to the content licensed mortgage and insurance professionals share on social media, including the assumptions that regularly get people into trouble with platforms and, in...
Verifying a Private Lender’s Funds: FSRA’s Newest Supervision Message for Ontario Brokers

Verifying a Private Lender’s Funds: FSRA’s Newest Supervision Message for Ontario Brokers

by Joe White | Jun 11, 2026 | Becoming a Mortgage Broker, Mortage Investments, Mortgage Brokering, Mortgage Brokering in Ontario

You’ve heard about “know your client.” But do you know your lender? By the end of this post, you will know why FSRA expects Ontario mortgage brokerages to verify a private lender’s source of funds, what the law actually requires, and what...
How to Choose an Ontario Mortgage Agent Course

How to Choose an Ontario Mortgage Agent Course

by Joe White | Jun 5, 2026 | Becoming a Mortgage Broker, Mortgage Brokering, Mortgage Brokering in Ontario

By the end of this post, you will know which factors actually determine whether a mortgage agent course prepares you for a licensed career, and which ones are simply marketing noise. Price and FSRA approval are the starting point. Everything after that is where the...
Mortgage Agent vs. Broker Licence in Ontario: Key Differences

Mortgage Agent vs. Broker Licence in Ontario: Key Differences

by Joe White | May 30, 2026 | Becoming a Mortgage Broker, Mortgage Brokering, Mortgage Brokering in Ontario

By the time most people apply for their first Ontario mortgage licence, they have heard both terms used almost interchangeably. They are not the same thing. After reading this, you will know exactly what separates a mortgage agent licence from a mortgage broker...
The Disclosure Mistake Canadian Agents Make on Social Media

The Disclosure Mistake Canadian Agents Make on Social Media

by Joe White | May 29, 2026 | Becoming a Mortgage Broker, Mortgage Brokering, Mortgage Brokering in Ontario

By the end of this post, you will know exactly why posting mortgage or insurance product comparisons on social media without proper disclosure context puts your licence at risk, which regulators are watching, and what a compliant post actually looks like. The Post...
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