by Joe White | May 26, 2026 | Becoming a Mortgage Broker, Mortgage Brokering, Mortgage Brokering in Ontario
A survey tells you where things actually are. The parcel register tells you what’s registered against the property. Both matter, and they answer different questions. A parcel register might say nothing’s wrong, while the survey shows the neighbour’s...
by Cain Daniel | Jul 10, 2015 | Becoming a Mortgage Broker, Mortgage Brokering, Mortgage Brokering in Ontario, REMIC Blog
5 Defects to Avoid in a Contract A contractual defect is a significant flaw in a contract that affects the intention to create a legal relationship, causing the contract to be void or voidable. This type of defect can be caused by:• Misrepresentation• Duress• Undue...
by Cain Daniel | Jun 22, 2015 | Becoming a Mortgage Broker, Mortgage Brokering, Mortgage Brokering in Ontario, REMIC Blog
Property Value Fraud The Appraisal Property value fraud can occur when criminals, in association with a dishonest appraiser, may have a property appraised at a higher value than it is worth. The criminal will then obtain a mortgage based on the inflated value and...
by Cain Daniel | May 8, 2015 | Becoming a Mortgage Broker, Marketing, Mortgage Brokering, REMIC Blog
What Every Mortgage Agent Must Know About A Mortgage Transaction Brokering a mortgage transaction involves several key participants in the mortgage industry. Before the process of brokering a mortgage transaction can be examined, it is important to answer a basic...
by Cain Daniel | Apr 27, 2015 | Becoming a Mortgage Broker, Mortgage Brokering, REMIC Blog
Why Mortgage Brokers Love Ford, and should! It’s true, mortgage brokers love FORD, and with good reason! Not the car manufacturer, nor Doug or Rob of Toronto’s political scenery. Although I’m sure many brokers do love their Fords, I’m referring to another...
by Cain Daniel | Apr 20, 2015 | Becoming a Mortgage Broker, Mortgage Brokering, Mortgage Brokering in Ontario, REMIC Blog
Standard Charge Terms Lender Covenants The Standard Charge Terms is a document that is created by the lender and must be registered with the Director of Titles under the Land Titles Act. Many lenders’ Standard Charge Terms can be viewed...