by Cain Daniel | Jun 28, 2020 | Mortgage Brokering, Mortgage Brokering in Ontario, REMIC Blog
The Canadian government sets the guidelines for default insured mortgages to, in part, manage the housing market, while provincial governments can use other tools, such as taxes. The following summarizes the changes made by governments since the financial crisis...
by Cain Daniel | Jun 3, 2020 | Life Insurance Licensing in Canada, Mortgage Brokering, REMIC Blog
What is a life lease? Simply stated, purchasing a life lease gives the holder of that lease the right to a property as long as it is in effect, which is typically for the life of the holder. Normally a life lease has eligibility requirements, such as:...
by Cain Daniel | May 27, 2020 | Mortgage Brokering, REMIC Blog
Environmental Site Assessments (ESA) The Environmental Site Assessment (ESA) has become a standard tool for the protection of property investors, owners, and managers, from environmental liability. It is particularly useful prior to a financial transaction...
by Cain Daniel | Sep 27, 2018 | Life Insurance Licensing in Canada, REMIC Blog
A career as a life insurance agent If you’re looking for a career that has unlimited income potential, then selling life insurance may be the career for you. The main reason I say this is because Canadians need life insurance, as well as several other types of...
by Cain Daniel | Sep 12, 2018 | Business, Life Insurance Licensing in Canada, REMIC Blog
Corporate Life Insurance Over time, the awareness and importance of having a life insurance has been rapidly increasing. You, as an individual can either have a corporate life insurance policy or a personal life insurance policy. Both have their specific pros and...
by Cain Daniel | Nov 15, 2017 | Mortgage Brokering, Mortgage Brokering in Ontario, REMIC Blog
Expropriation According to section 1 of the Expropriations Act, expropriation means “the taking of land without the consent of the owner by an expropriating authority in the exercise of its statutory powers”[i]. Considering that land ownership is a...
