by Joe White | Oct 2, 2026 | Mortgage, Mortgage Brokering, Mortgage Brokering in Ontario
Every agent can recite the stress test. Far fewer can tell a client, on the first call, roughly how much house it takes away from them.That number is the one the client cares about. Here is how to get to it quickly.The rule, stated properlyThe minimum qualifying rate...
by Joe White | Sep 28, 2026 | Business, Mortgage, Mortgage Brokering, Mortgage Brokering in Ontario
A client calls. She and her husband are separating. She wants to keep the house and buy him out. The house is worth eight hundred thousand, the mortgage is three hundred thousand, and she brought the house into the marriage. She owned it outright before they met.What...